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Lesson Plan
Council for Economic Education

Econ Ed Link: Climbing the Savings Mountain

For Teachers 6th - 8th
Students discover how saving money can be compared to a mountain climb. The climb can be fast or slow, safe or hazardous, scenic or thrilling. You will find out that there is more than one way to get to the top!
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Unit Plan
CK-12 Foundation

Ck 12: Analysis: Simple and Compound Interest

For Students 9th - 10th
[Free Registration/Login may be required to access all resource tools.] This lesson provides a summary review of simple interest and exploration of continuously compounding interest. Students examine guided notes, review guided practice,...
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Lesson Plan
Alabama Learning Exchange

Alex: An Interest Ing Math Lesson

For Teachers 6th - 8th
Eventually, everyone will need to borrow money for one reason or another. A good understanding of how interest works will go a long way when applying for a loan. In this lesson, students will complete a KWL chart about the purchase of a...
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Lesson Plan
Council for Economic Education

Econ Ed Link: The Credit Card Mystery

For Teachers 9th - 10th
Credit Cards are a risky business these days, especially for students and those holding multiple cards. Interest rates on credit card balances have always been high relative to other rates, for several reasons. Despite this, there is...
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Managing Credit Card Payments

For Teachers 6th - 8th
Students use a simple formula to calculate the true cost of items bought with a credit card.
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Lesson Plan
Scholastic

Scholastic: Adventures in Math: Lesson 3: Smart Saving

For Teachers 3rd - 5th
In this lesson, students will define and identify the differences between saving and investing, evaluate the risks associated with investments, and explore the costs of using credit cards to make purchases.
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Lesson Plan
Alabama Learning Exchange

Alex: Credit Cards Are "Interest"ing

For Teachers 6th - 8th
Students will create a credit card, focusing on appealing terms and slogan. They will use their credit card to go on a shopping spree. The students will receive a "BILL" to discover/discuss the effects/application of simple interest....
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Lesson Plan
Federal Reserve Bank

Federal Reserve Bank of Atlanta: Katrina's Classroom: Lesson 3: A Fresh Start

For Teachers 9th - 10th
This lesson examines the benefits and importance of access to credit. Using hands-on learning strategies and internet resources, students will calculate simple interest, learn about different types of credit, evaluate a credit card...
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Article
Khan Academy

Khan Academy: What Is an Apr by Better Money Habits

For Students 9th - 10th
You may have seen the term APR, or annual percentage rate, used in reference to everything from mortgages and auto loans to credit cards. In this piece, we look at credit card APRs which you've probably seen listed on your monthly...
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Unit Plan
PBS

Pbs: The Lowdown: The Math of Credit Cards

For Students 6th - 8th
Explore how credit cards work in this video from KQED. In particular, you'll discover the impact and high cost of outstanding balances when borrowing money using credit cards. In the accompanying classroom activity, students discuss the...
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Lesson Plan
PBS

Pbs: How Your Money Grows

For Teachers 10th - 12th
Investigate how your money can grow on its own through compound interest.
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Article
Federal Trade Commission

Federal Trade Commission: Consumer: Using Credit

For Students 9th - 10th
When you use credit, it usually means using a credit card or getting a loan. Tips for learning how to get credit and how to use it wisely.
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Activity
Wolfram Research

Wolfram Math World: Compound Interest

For Students 9th - 10th
This MathWorld site gives formulas involved in computing compound interest variables are fairly well defined at this site. If you scroll to the bottom of the page you will find a formula to find the time involved for the principle to...
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Lesson Plan
National Council of Teachers of Mathematics

The Math Forum: Ask Dr. Math: Interest: Definitions

For Teachers 6th - 8th
This site gives an explanation of compound interest and explains how to use it.
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Activity
Wolfram Research

Wolfram Math World: Simple Interest

For Students 9th - 10th
This math site explains and defines the concept of "simple interest" and gives a formula for finding this value in terms of time and rate.
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Unknown Type
Other

Car Ads: Low Interest Loans & Other Offers

For Students 9th - 10th
This page, provided by a law firm, gives Federal Trade Commission warnings on advertised low-interest rates and questions to consider before signing for a low-interest rate.
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Article
Other

Truth in Lending Act Regulation Z

For Students 9th - 10th
Site explains Regulation Z , "Truth in Lending" which is the "law requiring disclosure of terms" on a loan given to a business or consumer. Provides specific format of loan information to be disclosed.
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eBook
Other

South Western Learning: Econ News: Interest Rates in Japan a Zero

For Students 9th - 10th
Learn about the history of Japan's economy in this brief article.
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Unit Plan
Daily Teaching Tools

Daily Teaching Tools: Strategies to Increase Participation, Interest, Motivation

For Teachers 9th - 10th
This Daily Teaching Tools resource provides information about teaching strategies: The Inductive Strategy, The Concept Attainment Strategy, The Deductive Strategy, The Cooperative Unit Teaching Strategy, The Mind Mapping Strategy. and...
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Unit Plan
Sophia Learning

Sophia: Interest Based Negotiation: Lesson 1

For Students 9th - 10th
At the end of this tutorial, the learner will understand that bargaining from interests rather than positions can lead to more satisfactory and quicker outcomes than positional bargaining. It is 1 of 3 in the series titled...
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Unit Plan
Sophia Learning

Sophia: Positions Often Conflict, Interests Rarely Do: Lesson 1

For Students 9th - 10th
At the end of this tutorial, the learner will understand that parties in conflict can often have their interests met by moving away from positions. It is 1 of 3 in the series titled "Positions often conflict, Interests rarely do."
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Unit Plan
Sophia Learning

Sophia: Understanding the Distinction Between Positions and Interests: Lesson 1

For Students 9th - 10th
At the end of this tutorial the learner will understand the differences between positions and interests. It is 1 of 3 in the series titled "Understanding the distinction between positions and interests."
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Whiteboard
ClassFlow

Class Flow: Checking and Savings Accounts

For Teachers 9th - 10th
[Free Registration/Login Required] Practical Mathematics begins with the basic checking and savings account and how to reconcile a checking account statement. Simple and compound interest are demonstrated in this step by step flipchart.
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Lesson Plan
Discovery Education

Discovery Education: Money: Kids and Cash

For Teachers 3rd - 5th
This site provides a lesson about the dynamics of saving and borrowing with banks.