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Lesson Plan
Curated OER

How Would You Spend a Million Dollars?

For Teachers 5th - 8th
Learners plan and organize a theme to spend one million dollars. They select a theme, research prices of items on the Internet, organize the information into a spreadsheet, write an introductory paragraph, and create a final project.
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Lesson Plan
Curated OER

The Lemonade Stand

For Teachers 3rd - 8th
Students play The Lemonade Stand game online to explore business world; students make decisions about cost, profit, and advertising, and complete worksheet answering questions about choices they made as a producer.
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Lesson Plan
Curated OER

Your First Job

For Teachers 9th - 12th
Learners determine that they are responsible for paying income taxes through withholdings on earned income. They examine the Form W-4.
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Lesson Plan
Curated OER

It Has to Balance

For Teachers 2nd
Second graders use a price list and balance sheet to plan for a day of fun at the beach. They consider expenses, income, and balancing of resources.
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Lesson Plan
Curated OER

Budgeting 101

For Teachers 7th - 12th
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Lesson Plan
Curated OER

Parents of Teens Ride Waves of Expenses

For Teachers 9th - 12th
Students explore the concept of the cost of raising a child. In this cost of raising a child lesson, students read an article about the expenses associated with teenagers. Students discuss ways in which parents maneuver finances for...
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Worksheet
Curated OER

Month 3 Budget

For Students 11th - Higher Ed
In this consumer mathematics worksheet, students complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.
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Worksheet
Curated OER

Real Life Challenge ~ Budget

For Students 9th - 12th
In this consumer mathematics worksheet, students complete one month of budgeting by completing each of the statements with the appropriate information. Then they calculate their total expenses for the month minus their savings account...
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Worksheet
Curated OER

Month 5 Budget

For Students 9th - 12th
In this consumer mathematics instructional activity, students complete the following statements with their appropriate information. Then they calculate their total expenses and subtract a portion for savings.
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Worksheet
Curated OER

Month 6 Budget

For Students 9th - 12th
In this consumer mathematics worksheet, students complete each statement with their appropriate information. Then they calculate their total expenses for month six and subtract a portion for savings.
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Lesson Plan
Curated OER

Not Everything Is More Expensive

For Teachers 9th - 12th
Students investigate the concept of using different types of presentations to help solve mathematical problems. They research the use of illustrations to help understand data and its interpretation in a graphing format. Students also...
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Lesson Plan
Curated OER

Personal Budgeting Project

For Teachers 8th - 11th
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
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Lesson Plan
Curated OER

Summer Trip

For Teachers 7th
Seventh graders utilize the Internet for use of search engines to plan a trip. They research and develop expenses for a trip and divide and round the cost of things to the nearest tenth.
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Lesson Plan
Curated OER

The Cost of Life

For Teachers 3rd - 8th
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
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Interactive
Practical Money Skills

Visa: Practical Money Skills for Life: Financial Football

For Students 9th - 10th
Football-themed game tests your consumer-finance aptitude regarding interest, banking, credit, budgeting, saving, and spending.
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Activity
University of Illinois

University of Illinois Extension: Plan Your Spending

For Teachers 9th - 10th
This site presents the budgeting process through a series of steps. This first page describes the first step, creating a spending plan of estimated expenses. This page also has a link to a downloadable spending plan that requires Acrobat...
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Lesson Plan
Save And Invest

Finra Investor Education Foundation: The Emergency Fund

For Teachers 9th - 10th
This lesson plan teaches students the importance of being financially prepared for unexpected expenses.
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Lesson Plan
Save And Invest

Finra Investor Education Foundation: Break Even Point

For Teachers 9th - 10th
This lesson plan introduces students to fundamental concepts of starting and running a business, focusing on break-even point analysis.
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Article
Federal Trade Commission

Federal Trade Commission: Consumer: Making a Budget

For Students 9th - 10th
Learn all about budgeting including saving money and how to make and use a budget. Includes examples.
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Website
Other

Met Life: Monthly Expense Record [Pdf]

For Students 9th - 10th
This site provides a form for keeping track of monthly expenses, with space for housing, food, and transportation expenditures.
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Activity
Other

Economic Awareness Council: Budgeting Basics [Pdf]

For Students 9th - 10th
Learn practical steps to take when building a budget that you can realistically live with.
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Lesson Plan
Utah Education Network

Uen: Everyone Works

For Teachers Pre-K - 1st
Lesson that helps students understand the economic concepts of goods and services. Students categorize economic activities as goods or services, and discuss the goods and services exchanged in If You Give a Mouse a Cookie by Laura Jaffe...
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Handout
Free Management Library

Free Management Library: Managing Operating Budgets

For Students 9th - 10th
This resource provides a brief explanation of operating budgets and provides links about annual budgets.
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Unit Plan
Goodwill

Gcf Global: Creating a Budget

For Students 9th - 10th
Detailed lesson highlights strategies to use to create a sound financial budget.