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Lesson Plan
Curated OER

FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.

For Teachers 9th - 10th
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
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Lesson Plan
Curated OER

The Business of Interest

For Teachers 7th - 12th
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson, students apply their math skills to real life...
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Worksheet
Curated OER

Final Analysis

For Students 7th - 9th
In this consumer mathematics activity, learners calculate the total amount of money they earned during a project given. Then they transfer the expenses from each month to find their totals. Students also calculate to find their final...
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Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Lesson Plan
Curated OER

How Much Does That Car Cost?

For Teachers 8th - 12th
Students calculate how much it costs to buy a used car and finance it through a bank. They select a car from the newspaper, conduct Internet research on current auto loan interest information for four different states, and create a...
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Lesson Plan
Curated OER

Buying on Credit

For Teachers 6th - 12th
Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...
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Lesson Plan
Council for Economic Education

Timing Is Everything

For Teachers 9th - 12th
Learners discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
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Lesson Plan
Curated OER

The Hundred Penny Box

For Teachers 4th - 6th
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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Lesson Plan
Council for Economic Education

You Can BANK on This! (Part 4)

For Teachers 3rd - 5th
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
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Lesson Plan
Curated OER

Look Inside--Get to Know Me

For Teachers 1st - 6th
Students are introspective and make replicas of items that represent their interests and personalities. They create an appealing holder for clues about themselves. Students get to know their classmates and develop friendships by...
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Lesson Plan
Curated OER

Money Museum Tour

For Teachers 12th
Twelfth graders explore the importance of banks in the United States.  In this Economics lesson, 12th graders participate in a simulation of what happens at a bank.  Students discuss their findings. 
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Worksheet
Curated OER

Numbers

For Students 9th - 12th
In this math worksheet, high schoolers complete problems including addition, fractions, percents, word problems, interest, and loans. Students complete 36 problems total.
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Worksheet
Curated OER

Interest Rate Assignment

For Students 9th - 12th
In this personal finance worksheet, students use their problem solving skills to calculate interest rates for loans of different lengths of time.
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Organizer
Curated OER

Interest Rates Worksheet

For Students 11th - 12th
For this economics worksheet, students use their problem solving skills to calculate monthly payments, costs of loans, and interest charged.
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Worksheet
Curated OER

Simple Interest

For Students 6th - 10th
In this simple interest instructional activity, students calculate the interest, price, rate, and time for word problems. Students complete 3 problems total.
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Worksheet
Curated OER

The Las Vegas Interest Problem

For Students 9th - 11th
In this interest rate worksheet, students solve for the annual interest rate charged given the amount borrowed and the daily interest charged.  The solution to the problem is provided.
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Worksheet
Curated OER

Compound Interest Problem

For Students 9th - 12th
In this compound interest worksheet, learners solve 1 word problem about compound interest.  Students determine the amount of money two men have to retire given two different saving scenarios.
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Lesson Plan
Curated OER

Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Students explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
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Worksheet
Curated OER

Mathematics Test Book 3

For Students 10th - 12th
In this mathematics worksheet, students solve problems involving the Pythagorean Theorem, simple interest, distance formula and measurement conversions.  This 20-page worksheet contains 10 multi-step problems.
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Worksheet
Curated OER

Percent Applications

For Students 6th - 10th
In this percent application learning exercise, learners solve word problems containing concepts such as percent, proportions, sale price, discounts, interest, commission, tax, and more. Students complete 11 problems.
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Lesson Plan
Curated OER

Recession Lesson: The Silver Lining of the Economic Downturn

For Teachers 6th - 8th
Students discuss money and interest.  For this discussing money and interest lesson, students discuss positives of an economic recession.  Students discuss how savings rates have increased over time and the general attitude towards...
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Lesson Plan
Curated OER

There's No Business Like Bank Business

For Teachers 3rd - 5th
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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Lesson Plan
Curated OER

Compound Interest

For Teachers 9th - 12th
Young scholars solve compound interest problems. In this solving compound interest problems lesson, students use TVM Solver on the Ti-83 Plus. Young scholars find the future value of a principal amount at a given interest rate compounded...
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Lesson Plan
Curated OER

Kermit the Hermit

For Teachers 1st - 4th
Students consider money management. In this personal finances instructional activity, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and...