Curated OER
Spending Spree
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
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Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Needs and Wants
Students examine the difference between psychological needs and wants to control spending.
Curated OER
The Berenstain Bears' Mad, Mad, Mad Toy Craze
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
Curated OER
Americans Spending at Record Rates
In this Americans spending at record rates worksheet, 8th graders read or listen to an article, discuss money topics, answer 8 true or false, match 10 synonyms, and 10 phrases, fill in 16 blanks, answer 6 short answer questions, discuss,...
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Where Does All the Money Go?
Students explore the concept of uses for money. In this uses for money lesson plan, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs...
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Month 2 Budget
In this consumer mathematics worksheet, students complete a monthly budget by completing each category on the sheet. They fill in the blanks and calculate their totals for month two.
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Month 3 Budget
In this consumer mathematics worksheet, students complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.
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Month 5 Budget
In this consumer mathematics worksheet, learners complete the following statements with their appropriate information. Then they calculate their total expenses and subtract a portion for savings.
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Month 6 Budget
In this consumer mathematics worksheet, students complete each statement with their appropriate information. Then they calculate their total expenses for month six and subtract a portion for savings.
Curated OER
Spending=Q X P Module
Students view a series of of short animated modules to relate the total spending in the economy to production and prices. They use this information to simulate the economy of a town called Spendsville. In the simulation, they apply the...
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A Look At Spending
Students use an outdated budget to examine what the county spends its money on for its citizens. Using county information, they describe how the Board of Supervisors make budget decisions and how it can shape public policy. They also...
Curated OER
Redistributing Utah's Tax Resources: Burdens and Benefits
High schoolers divide into three groups to investigate the use of community resources. The groups are given a budget and decide which services are most important by conducting discussions. They put the arguments for the spending in...
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Term Deposits: Worth the Wait?
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
Curated OER
Thinking About Shopping and Spending
Students list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
Curated OER
Getting Green for Christmas
Students examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
Goodwill
Gcf Global: Assessing How You Manage Money
This lesson examines how to manage your money safely.
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau: Bouncing Ball Budgets
Through an interactive game, learners share spending decisions they've made in the past and start to think about their spending habits in new ways.
PBS
Pbs Teachers: What Is Affluenza? (Lesson in Materialism and Overconsumption)
A lesson plan developed for in-class screenings of the PBS documentary "Affluenza," but which could easily be adapted to support any lesson on understanding personal consumption choices. Students will compare and contrast the affluence...