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Budget Finances
Young scholars role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They...
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Spending: Spend Wisely
Learners investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
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Saving For Your Future
Students examine their long-term financial goals and research the costs of their goals and investment strategies for meeting them. They identify their goals for the future, conduct Internet research on prices for items on their list,...
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Pocket Money And Pester Power
Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...
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Break Even Analysis and Budgeting
Students analyze the use of break even charts in business planning. They examine the purpose and nature of budgets. They explore price elasticity and how to use Excel spreadsheets to manipulate financial information.
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Budgeting Makes a Difference!
Students develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
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Spend, Save or Donate
Young scholars identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Public Policy & The Federal Budget
Young scholars, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Choice, Opportunity, Cost and Decisions
Students discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
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Furnishing an Apartment
Learners explore the components that comprise the formation of a budget. Sales brochures advertising apartment furnishings are used to assist students in this task.
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Planning A Household Budget
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
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Careers Lesson: Budget Analysis
Ninth graders examine money management. They study percentages, inequalities, fixed and variable expense calculations in order to develop an understanding of how these concepts apply to budgeting a lifestyle for a specific career.
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Menu Math
Learners follow the food pyramid to create a daily food budget. They research food prices online or in newspapers. They graph the amount of each food group included in their menus. They can also create a weekly food menu based on a fixed...
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4 Month Budget Spreadsheet
Eighth graders create and maintain a spreadsheet budget based on a predetermined salary. They have an opportunity to make "investments and purchases." Budget records be kept for an imaginary 4 month period.
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Spreadsheet Budget Project
Eighth graders record all the food they eat for one week, compute the costs for all of this food, and display the different categories on a spreadsheet and then convert to a chart.
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Building a Tree Stand or Tree House
Students, in groups, design and create a model of a tree stand or house. They create a budget using given criteria. They try to sell it to the class.
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Financial Literacy - Debt and Poor Money Management
Learners review responsibilities people have of their own finances, consequences of poor money management, excessive debt, and bankruptcy.
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Financial Literacy - Financial Planning and Budgeting
Students discuss financial planning, budgeting money, and identifying and prioritizing personal and financial goals.
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Financial Literacy - Saving and Investing
Students examine how money can work differently for every individual, identify various sources for saving and investing, and discuss most beneficial savings or investing plans for one's budget.
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
Alabama Learning Exchange
Money Management
Students discuss the differences between needs and wants, practice budgeting resources and investigate the workings of a capitalist society, by creating a mock store.
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Planning a Party
Students, in groups, plan a theme party. They design their own invitations, budget materials needed and demonstrate good use of time, money, and resources.
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Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
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Navigating Around the United States
Middle schoolers calculate mileage and determine how long a trip take and what stops are necessary as they plan a vacation within the United States. They take money, food, lodging and gas into account for budgeting purposes.