Federal Reserve Bank
Federal Reserve Bank of Atlanta: Budgeting
Illustrates the difference between sources of income and fixed versus variable expenses through a simple budget plan. Introduces students to the basics of budgeting.
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau: Saving Each Payday
Students use a real-world simulation to learn how saving a little money each payday can be a successful strategy for saving. Includes teaching guide and student worksheet that can be filled in on a computer.
Other
Balance Track: Finances for College Students: Money Management
From BalanceTrack, this section focuses on establishing financial goals, provides students with a calculator to estimate how much they should be saving each month, and provides students with a sample budget worksheet.
Khan Academy
Khan Academy: Decisions Within a Budget Constraint
Another approach to maximizing utility uses indifference curves (sometimes called utility curves) and budget constraints to identify the utility optimizing combination of consumption. Read about this method in this article.
Thinkport Education
Maryland Public Television: Plan Your Dream Prom
In this interactive, you decide what to wear, how to ride and more. More importantly, find out if you have enough loot to cover your choices.
Louisiana Department of Education
Louisiana Doe: Louisiana Believes: Civics: Personal Finance
Students develop and express claims through discussions and writing which examine how being financially responsible affects their future.
Google
Google for Education: Life on Minimum Wage
A game where students try to reach financial goals by working and budgeting their money. Site includes rules for games as well as playing pieces.
University of Regina (Canada)
University of Regina: Math Central: Stewart Resources Centre: Consumer Wise [Pdf]
A tenth-grade math unit, developed in 1993 by a Saskatchewan teacher, on budgeting.
Practical Money Skills
Practical Money Skills at Home: Saving and Investing
This collection of activities offers practical strategies to help parents teach teens the basics of saving and investing. Using the suggested activities, parents can share facts about direct investing, mutual funds, and investment clubs...
Practical Money Skills
Practical Money Skills at Home: Saving and Investing
Teach children the value of saving and investing their money using these suggested ideas. Activity offers real-world experiences that will help children better grasp these concepts. Links to related websites and worksheets are included.
Practical Money Skills
Practical Money Skills at Home: Allowance and Savings
Ideas to teach children the importance of saving and the value of an allowance using this activity. Suggestions for conveying these ideas include related worksheets to help children better grasp these concepts.
ClassFlow
Class Flow: Budgets: Don't Go Broke
[Free Registration/Login Required] Using this flipchart, students will learn budgeting, reading a pay stub, understanding payroll deductions, PYF, and how to utilize a bank or credit union.
Education Development Center
Tune in to Learning: Pricing a Job
Learn how to calculate a fair price for a service. You'll be exploring calculations of direct cost, overhead, profit and more. The answers you give to the lesson questions will receive immediate feedback.
Other
Ideas and Trends: The Budgeting Process: Close, but No Cigar
This site analyzes the budgeting process of the hotel industry for 1997 and compares budgets with actual performance. Interesting insights on the flaws in the budgeting process are revealed.
PBS
Nh Pbs: Outlook on Money: Basics of Budgeting
Explore the basics of budgeting and get tips for personal money management. View a video segment that shows how one woman is achieving her goals of financial independence by learning to set priorities. Includes a classroom guide and...
Bankrate
Bankrate: How Do I Budget My Big Salary?
The site provides an accountant's view about the percentages of income we should budget for our monthly living expenses. A good resource for students interested in making and managing money. (Aug. 22, 2000)
Other
I Grad: Managing a College Student Budget
Help for high school students anticipating college expenses, so they can make the most of the money they have to spend when they get there.
Other
I Grad: Wants vs. Needs: Secrets to Successfully Prioritize Expenses
Designed for late high school or for college students, this teaches students how to discriminate between wants and needs, and to budget successfully.