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Lesson Plan
Curated OER

Credit Card Danger and Abuse

For Teachers 9th - 11th
Students, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their classmates.
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Lesson Plan
Curated OER

Good Advice on Credit Cards

For Teachers 6th - 12th
Students study the uses of credit cards. In this life skills lesson, study discuss how credit systems work and the advantages and disadvantages of using credit cards.
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Lesson Plan
Curated OER

Bingo Brown and the Language of Love

For Teachers 4th - 5th
Students study credit and interest in a novel and consumer math activity. In this credit instructional activity, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest,...
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Lesson Plan
Curated OER

Thinking About Credit

For Teachers 6th - 8th
Students explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
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Lesson Plan
Curated OER

How You Use Credit Cards Should Determine How You Choose Them

For Teachers 9th - 12th
Young scholars explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. Young scholars discuss different ways in which people use credit cards. Students determine what kind of...
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Lesson Plan
Curated OER

Weigh Before You Pay: Debit or Credit?

For Teachers 9th - 12th
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
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Lesson Plan
Curated OER

HOW TO EVALUATE THE TRUSTWORTHINESS OF CONTENT-ORIENTED WEB SITES.

For Teachers 11th - 12th
Students objectively learn how critically evaluate Web sites for utility, trust, and reliability. In this lesson, students learn that some Web sites might be deceiving in their intent despite their popularity.
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Lesson Plan
Curated OER

Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
Students examine credit components and how each works within our economy today. In this financial literacy activity, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
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Lesson Plan
Curated OER

FINANCE AND RESPONSIBLE LENDING.

For Teachers 9th - 12th
Learners study the role of banks, lending and their services. In this analysis lesson, students learn about savings, checking accounts and lending and the importance of banks as financial intermediaries.
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Lesson Plan
Curated OER

Pay Credit When Credit is Due

For Teachers 9th - 12th
Students explore the concept of credit. In this credit lesson, students examine student organizers that focus on credit scores and credit history. Students participate in an on-line activity. Students examine credit card offers and...
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Worksheet
Curated OER

Real Life Challenge- Give Me Credit!

For Students 7th - 9th
In this credit worksheet, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
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Lesson Plan
Curated OER

Credit: Taking an Interest in Credit

For Teachers 6th - 9th
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
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Lesson Plan
Curated OER

Who Controls the Real Cost of Credit Cards?

For Teachers 9th - 12th
Students view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
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Lesson Plan
Curated OER

Financial Literacy - Credit Cards

For Teachers 7th - 12th
Students examine credit and how it works.
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Lesson Plan
Curated OER

Consumer Credit: Buy Now, Pay Later, and More

For Teachers 9th - 11th
Students explore the concept of consumer credit. In this consumer credit activity, students discuss the costs and benefits of buying with credit. Students examine scenarios to determine the costs and benefits of using a particular method...
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Lesson Plan
Curated OER

Count Your Credit

For Teachers 9th - 12th
Students begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...
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Lesson Plan
Curated OER

Credit Cards: Buy Now, Pay Later

For Teachers 9th - 12th
Students comprehend that when they use a credit card, they are taking out a loan from the issuer of the card. They access that if a card is paid in full each month, there is no cost for using the credit card. However, if the borrower is...
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Lesson Plan
Curated OER

Credit Purchases

For Teachers 12th
Twelfth graders calculate interest on purchases bought with a credit card. They use the formula I=PRT to find the interest. In pairs, they use a flyer to calculate the interest for electronic items.
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Lesson Plan
Curated OER

I'll Just Charge It

For Teachers 3rd
Third graders explore advantages and disadvantages of credit card use before they fall into the credit trap!
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Handout
Wikimedia

Wikipedia: Credit Card

For Students 9th - 10th
This encyclopedia article describes how the credit card system works. It discusses the history, how credit cards are used, features, types, the numbering system, pros and cons, and more.
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Website
Other

Amos Web: A Pedestrian's Guide to the Economy

For Students 9th - 10th
Exploring the economy can be a fun adventure with the Pedestrian's Guide to the Economy. Use this site to find your answers to economic topics in a user-friendly format with comic strip guides.
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Activity
Genius Brands International

Secret Millionaires Club: Webisode Activities

For Teachers 3rd - 8th
Backed by Warren Buffett, "the world's most famous investor," the Secret Millionaires Club teaches children about saving and investing money, about how businesses and credit cards work, and about the personal qualities that support...
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Website
Federal Trade Commission

Federal Trade Commission: Consumer Information

For Students 9th - 10th
The Federal Trade Commission has developed helpful investment articles and videos to assist consumers in making educated decisions about how they spend, manage and invest their money.
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Website
Bankrate

Bankrate.com: Homepage

For Students 9th - 10th
This is the Bankrate's homepage; it provides links to information about mortgage loans, auto loans, CD rates, savings/checking, personal loans, and credit cards. It also provides daily national rates.