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Activity
Other

Federal Reserve Bank of Boston: Banking Basics [Pdf]

For Students 9th - 10th
An online publication on banking basics. It explains what a bank is, what the different types of banks are, how to choose a bank, and how banks work. It also explains about checks, electronic banking, credit cards, debit cards, and the...
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Lesson Plan
Council for Economic Education

Econ Ed Link: Giving Credit

For Students 2nd - 8th
This life lesson will prepare students for the world of credit. "In this lesson, you will analyze the creditworthiness of people who want to borrow. You will also learn how to identify ways to establish your creditworthiness."
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Website
Bankrate

Bankrate: Disputing a Credit Card Purchase

For Students 11th - 12th
Discusses how you can dispute making a credit card payment for a defective product under the Fair Credit Billing Act. An article from December 2004.
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Website
Other

Streetlaw: Consumer and Housing Law

For Students 9th - 10th
Read about contracts, warranties, credit, deceptive sales practices, cars, and housing--important topics for consumers. This website provides introductory material to each of the above topics and links for further information and research.
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Lesson Plan
Council for Economic Education

Econ Ed Link: Q T Pi Fashions Learning About Credit Card Use

For Teachers 9th - 10th
Credit cards are convenient, user-friendly, and at times dangerous. In this lesson plan, students learn the joys and dangers of using credit as they help Credit, the main character in this activity, solve her credit problems.
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Unit Plan
Practical Money Skills

Visa: Practical Money Skills: Credit

For Students 9th - 10th
Though credit cards allow you to purchase items instantly, it's important to use your cards as carefully as you would handle your cash. Before getting a credit card, define your financial lifestyle and search for a card that fits with...
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Website
Other

Visa: What's My Score

For Students 9th - 10th
When you are ready for a car, for a place of your own, for nice furniture, would you be able to charge it on a credit card? Here's a site that can give you great advice about building good credit when you head out on your own.
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Handout
Other

Experian: New Credit

For Students 11th - 12th
Information for late high school students about how to handle credit cards, using the metaphor of playing a card game.
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Handout
Other

California Jump Start: Money Rules 4 Kids

For Students 9th - 10th
Ten money rules that every high school kid should know, available in both English and Spanish.
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Article
Federal Trade Commission

Federal Trade Commission: Credit Scores

For Students 9th - 10th
Explanation of credit scores, including what credit scores are, how they are created, how they are used, and how consumers can improve them.
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Article
Federal Trade Commission

Federal Trade Commission: Credit Card Loss Protection

For Students 9th - 10th
High school students need to know about credit cards, and they also need to know about credit card scams. One scam is the offer of completely unnecessary protection for credit cards.
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Article
Federal Trade Commission

Federal Trade Commission: Consumer: Using Debit Cards

For Students 9th - 10th
Provides tips for using a debit card to pay for things. Learn how they work and how they are different from a credit card.
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Managing Credit Card Payments

For Teachers 6th - 8th
Students use a simple formula to calculate the true cost of items bought with a credit card.
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Lesson Plan
Scholastic

Scholastic: Adventures in Math: Lesson 3: Smart Saving

For Teachers 3rd - 5th
In this lesson, students will define and identify the differences between saving and investing, evaluate the risks associated with investments, and explore the costs of using credit cards to make purchases.
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Analyzing Credit Card Statements

For Teachers 6th - 8th
Learners conduct online research to become familiar with reading and analyzing credit card statements.
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Getting a Credit Card and Using It Wisely

For Teachers 6th - 8th
Young scholars conduct research to learn about credit cards and explore the effect that using a credit card can have on a person's credit score.
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Lesson Plan
Alabama Learning Exchange

Alex: Charge It?

For Teachers 9th - 10th
For this lesson, students will select appropriate and inappropriate uses of credit cards by role-playing a college student who must choose to either use cash or a credit card to pay for a variety of real-life scenarios. This lesson plan...
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Handling a Lost or Stolen Card

For Teachers 9th - 10th
Students conduct research to learn what steps to take if they experience a lost or stolen ATM, debit, or credit card or card number. Includes teaching guide and student worksheet that can be filled in on a computer.
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Understanding Prepaid Cards

For Teachers 11th - 12th
Students play a game and answer questions to learn about prepaid cards and explore whether they'd consider using them.
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Handout
Other

Balance Track: Finances for College Students: Credit Cards

For Students 9th - 10th
From BalanceTrack, this section provides students with information about what to look for in a credit card and how to use credit.
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Lesson Plan
Federal Reserve Bank

Federal Reserve Bank of Atlanta: Katrina's Classroom: Lesson 3: A Fresh Start

For Teachers 9th - 10th
This lesson examines the benefits and importance of access to credit. Using hands-on learning strategies and internet resources, students will calculate simple interest, learn about different types of credit, evaluate a credit card...
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Interactive
National Council of Teachers of Mathematics

Nctm: Illuminations: Compound Interest Simulator

For Students 9th - 10th
This applet will allow you to investigate savings account earnings, credit card debt, and a stock market simulation.
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Article
Khan Academy

Khan Academy: What Is an Apr by Better Money Habits

For Students 9th - 10th
You may have seen the term APR, or annual percentage rate, used in reference to everything from mortgages and auto loans to credit cards. In this piece, we look at credit card APRs which you've probably seen listed on your monthly...
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Lesson Plan
Khan Academy

Khan Academy: Lesson Summary: The Money Market

For Students 9th - 10th
In this lesson plan summary review and remind yourself of the key terms and graphs related to the money market.Learners will learn about budget deficits, and specifically, the national debt. This resource is designed as a review for the...