Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Visa
Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
Federal Reserve Bank
Piggy Bank Primer: Saving and Budgeting
Introduce young economists to basic concepts like unlimited wants, opportunity costs, saving, and budgeting with this workbook designed by the Federal Reserve Bank.
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling...
Curated OER
Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
Visa
Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Curated OER
Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Curated OER
What is the Importance of Developing Job Skills?
Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...
Curated OER
Money Management Part I: Money and You: An Introduction to Money Management and Budgeting
Learners discuss personal finance and create personal budgets. They discuss the importance of managing their money and how money management skills impact their future. Note: This lesson is intended for use with a SMART Board and...
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
Curated OER
Pocket Money And Pester Power
Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...
Curated OER
Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Curated OER
Economics Budget Project
Your class members will have the opportunity to practice the valuable skill of constructing a personal budget using real-world resources, such as a car advertisement and grocery list. They will take into consideration monthly and yearly...
Curated OER
My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Curated OER
Budgeting - The Basics, Part 1
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
Curated OER
Stretching Your Money with Coupons
Students examine ways to extend their budget with coupons. In this budgeting instructional activity, students read information about using coupons at the given website. Students make a list of 30-50 products they use in their homes and...
US Department of Commerce
Featured Activity: How the Census Impacts My Community
Individuals have $50,000 to spend on a program at their schools—what will they do with the money? After looking at the Constitutional mandate, learners use a census simulation activity to consider the question. After conducting their own...
Illustrative Mathematics
Chicken and Steak, Variation 2
Many organizations put on barbecues in order to make money. In a real-world math problem, the money allotted to purchase steak and chicken at this barbecue is only one hundred dollars. It is up to your potential chefs to figure out how...