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Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
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Lesson Plan
Curated OER

Wise Pockets

For Teachers 3rd - 6th
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
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Lesson Plan
Curated OER

Whole Number and Decimal Place Value

For Teachers 5th - 6th
Practice real-world application of decimals by viewing the U.S. National Debt Clock online and discussing the level of outstanding debt. A skit, vocabulary, and various other resources are available.
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Lesson Plan
Curated OER

Debt: Who Does it Affect?

For Teachers 9th - 12th
Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...
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PPT
Curated OER

Identity Theft & Consumer Protection

For Teachers 9th - 12th
This presentation discusses two very important consumer-related topics: identity theft and financial contracts. The first part of the slide show illuminates ways in which personal information can be stolen and used for fraudulent...
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Lesson Plan
Curated OER

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Lesson Plan
Curated OER

Interest Rates

For Teachers 5th - 8th
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
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Lesson Plan
Curated OER

"House of Cards"

For Teachers 10th - 12th
Students explore different aspects of credit card use and discover some tools to help them use credit wisely. They listen to a scenario that students might encounter once they "get out into the real world." Students are given a copy of a...
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Lesson Plan
Curated OER

Why Would I Owe My Soul to the Company Store?

For Teachers 6th
Sixth graders listen to "Sixteen Tons" by Tennessee Ernie Ford and discuss what it means to owe one's soul to a store. In this mathematics lesson, 6th graders determine what a miner's income was minus his expenses graphing findings in a...
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Lesson Plan
Curated OER

Building Wealth

For Teachers 8th - 12th
Students explore budgeting.  in this building wealth lesson, students examine ways to invest and save money.  They set financial goals and determine methods to reach the goals.  Students discuss managing debt, credit reports and credit...
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Lesson Plan
Curated OER

Invest In Yourself

For Teachers 7th - 12th
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. For this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
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Lesson Plan
Curated OER

Revolutionary War

For Teachers 6th - 8th
Students discover that one to explore about the past is to read historical novels. They see that in every war there are many viewpoints to consider. Students are introduced to the young adult historical novel My Brother Sam Is Dead. ...
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Lesson Plan
Curated OER

Banking

For Teachers 9th - Higher Ed
Students correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a little...
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Lesson Plan
Curated OER

Credit: Buy Now, Pay Later (NEFE)

For Teachers 7th - 12th
Students examine credit use and abuse, and the consequences of bankruptcy.
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Lesson Plan
Curated OER

Credit Card Danger and Abuse

For Teachers 9th - 11th
Students, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their classmates.
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Lesson Plan
Curated OER

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance instructional activity, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation...
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Lesson Plan
Curated OER

Debt

For Teachers 4th
Fourth graders read a book about debt, credit, and interest rates and write a story about these topics. In this debt and credit lesson, 4th graders read the book Four Dollars and Fifty Cents, define the terms "debt" and "credit," and...
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Lesson Plan
Curated OER

High Earners Can Still Struggle

For Teachers 9th - 12th
Students explore the concept of financial trouble. In this financial trouble lesson plan, students read an article about people who earn large salaries, but still have financial trouble. Students discuss ways to avoid and get out of...
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Lesson Plan
Curated OER

Shopping Smarter

For Teachers 5th - 7th
Students read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. In this consumer math lesson, students read the book The Kids' Money Book and discuss economic concepts. Students complete...
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Lesson Plan
Curated OER

High Earners Can Still Struggle

For Teachers 9th - 12th
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
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Lesson Plan
Curated OER

Invest in Yourself

For Teachers 9th - 12th
Students develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios such as earning...
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Lesson Plan
Curated OER

The Business of Interest

For Teachers 9th - Higher Ed
Students explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
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Worksheet
Curated OER

Debt Puzzle

For Students 5th - Higher Ed
For this debt word search puzzle, students identify terms dealing to debt. Examples include wages, bills, decline, disclosure. A list of 40 words are provided to assist students in their search.
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Lesson Plan
Curated OER

Balancing the Budget

For Teachers 9th - 12th
Students identify the different components that make up the federal budget. They discuss the relationship between government revenues and spending and between budget deficits and the national debt. Students predict how changes in...