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Lesson Plan
Curated OER

'Free' Credit Reports Sometimes Aren't Free

For Teachers 9th - 12th
Students explore the concept of credit. In this credit instructional activity, students read an article about 'free' credit reports. Students research the three on-line credit bureaus. Students discuss ways to obtain good credit and ways...
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Lesson Plan
Curated OER

The Business of Credit

For Teachers 10th - 12th
Learners explore the concept of credit. For this credit lesson, students discuss the necessities to start-up a new business. Learners discuss cost of a new business, loans, and credit. Students create their own business and apply what...
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Lesson Plan
Other

Experian: Ab Cs of Credit Reporting [Pdf]

For Teachers 9th - 10th
Students will learn how credit reporting works, what's in a credit report, and how poor financial decisions can affect this record for years to come. Includes teacher materials ,student materials, and answer keys.
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Graphic
Next Gen Personal Finance

Next Gen Personal Finance: Managing Credit Data Crunch

For Students 9th - 10th
Data Crunches feature one chart or graph followed by five scaffolded questions to guide students through analyzing the data and drawing conclusions. These sets of data help students understand financial concepts.
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Lesson Plan
PBS

Pbs: Secret History of the Credit Card

For Teachers 9th - 10th
A site designed for teachers to accompany the PBS documentary by the same name. Lists of resources and handouts can stand alone.
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Activity
Other

Economic Awareness Council: Credit Control [Pdf]

For Students 9th - 10th
Learn about responsible use of credit and credit cards, your credit score and why it is important, and how to get out of debt if you've already overextended your finances.
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Website
Other

Annual Credit Report

For Students 9th - 10th
AnnualCreditReport.com is a federally sanctioned website that the three major credit reporting agencies (Equifax, Experian, and TransUnion) have set up. Here consumers can obtain a free annual credit report online, as stipulated under...
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Website
Federal Reserve Bank

Federal Reserve Bank of Philadelphia: Understand & Improve Your Credit Score

For Students 9th - 10th
Find out how your credit score is figured, why it is important to keep a high credit score, and some tips on how to keep your rating high.
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Handout
Federal Reserve Bank

Federal Reserve Bank of Philadelphia: What Your Credit Report Says About You

For Students 9th - 10th
Find out why your credit report is so important to your well-being in today's economy. See where the reports come from, who can see your credit report, what type of information is on it, as well as other important facts about credit scores.
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Handout
Goodwill

Gcf Global: Financial Problem Solving Strategies

For Students 9th - 10th
Learn these financial strategies to help reach your goals.
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Website
Other

Visa: What's My Score

For Students 9th - 10th
When you are ready for a car, for a place of your own, for nice furniture, would you be able to charge it on a credit card? Here's a site that can give you great advice about building good credit when you head out on your own.
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Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Getting a Credit Card and Using It Wisely

For Teachers 6th - 8th
Young scholars conduct research to learn about credit cards and explore the effect that using a credit card can have on a person's credit score.
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Website
Other

Debt: Auto Loan: New & Used Car Loan Options

For Students 9th - 10th
This website outlines the potential sources where loans can be obtained in order to purchase a vehicle as well as the different types of auto loans.
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Graphic
Federal Reserve Bank

Federal Reserve Bank of Atlanta: Why Is Good Credit Important?

For Students 9th - 10th
Introduces students to the relationships among credit history, credit report, and credit score and shows how essential maintaining a good credit history is to financial stability.
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Article
Federal Trade Commission

Federal Trade Commission: Consumer: Your Credit History

For Students 9th - 10th
Your credit history is important if you want to get a loan, a job, an apartment, or a credit card. Learn how to get credit and what goes into a credit report. Be sure to check your report often to make sure the information is correct.