Curated OER
Month 6 Budget
In this consumer mathematics worksheet, students complete each statement with their appropriate information. Then they calculate their total expenses for month six and subtract a portion for savings.
Curated OER
Spending=Q X P Module
High schoolers view a series of of short animated modules to relate the total spending in the economy to production and prices. They use this information to simulate the economy of a town called Spendsville. In the simulation, they...
Curated OER
A Look At Spending
Young scholars use an outdated budget to examine what the county spends its money on for its citizens. Using county information, they describe how the Board of Supervisors make budget decisions and how it can shape public policy. They...
Curated OER
Redistributing Utah's Tax Resources: Burdens and Benefits
Students divide into three groups to investigate the use of community resources. The groups are given a budget and decide which services are most important by conducting discussions. They put the arguments for the spending in writing for...
Curated OER
Getting Green for Christmas
Students examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
![Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf] Activity](https://d15y2dacu3jp90.cloudfront.net/images/attachment_defaults/resource/large/FPO-knovation.png "Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf] Activity")
Federal Reserve Bank
Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf]
A workbook for children on how to save and manage their money, and how to create a budget.
University of Missouri
University of Missouri St. Louis: Wise Pockets World
Join the adventures of Wise Pockets, a curious koala, to learn about money concepts. Great elementary website to explore earning, saving, and credit. The website includes a student, teacher, and parent section with resources.
Science Buddies
Science Buddies: Spending Habits: Tightwads vs. Spendthrifts
Do you have a hard time hanging on to your money or do you have a harder time letting it go? This project shows you how to conduct a simple survey to measure how people manage their money. Find out what percentage of your classmates are...
Yale University
Yale New Haven Teachers Institute: Spending Money Wisely
Exercise to help an individual understand the relationship between the work force and the structure of the American family. Includes a bibliography, student reading list, and example problems.
PBS
Wnet: Thirteen: What's Up in Finance?: It Costs What?
An interactive game helps students learn the extra costs involved with using credit cards. Find out how a group of teens can purchase the exact same products in the same store yet pay different amounts for them.
Other
Wisconsin Educational Communications Board: Financial Literacy: Teach It!
Students at all grade levels learn about basic finance skills and explore ways to make informed decisions about their financial future.
Practical Money Skills
Visa: Practical Money Skills for Life
Visa provides a resource that teachers, parents, and students will all enjoy using. There are lesson plans here for all ages, as well as information about spending decisions, budgeting, and money management. Print your own play money,...
University of Illinois
University of Illinois Extension: Plan Your Spending
This site presents the budgeting process through a series of steps. This first page describes the first step, creating a spending plan of estimated expenses. This page also has a link to a downloadable spending plan that requires Acrobat...
Other
St. Petersburg Times: Money Stuff
This resource makes finance and all aspects of managing money understandable, including budgets, banking, credit, buying a car, and more.
Other
Smart About Money: Your Spending, Your Savings, Your Future [Pdf]
Covers a broad range of topics to help students getting ready to start their way in the adult world, managing their own financial welfare.
Other
Washington State Department of Financial Institutions: Right on the Money
[PDF] Booklet provides practical advice on topics such as banking, creating a spending plan, and finding college money.
Next Gen Personal Finance
Next Gen Personal Finance: Budgeting Data Crunch
Data Crunches feature one chart or graph followed by five scaffolded questions to guide students through analyzing the data and drawing conclusions. These sets of data help students understand financial concepts such as budgeting.
Scholastic
Scholastic: Adventures in Math: Lesson 2: Plans and Goals
Planning is essential to financial success. In this instructional activity, students will define the word "budget" and identify the three key components associated with creating a budget, evaluate wants versus needs, and demonstrate an...
Practical Money Skills
Practical Money Skills: Lesson Two: Spending Plans
This lesson introduces children to the concept of dividing their money into categories, namely "save," "spend," and "share" and presents activities that will help them understand that money is limited in quantity and must be divided for...
Practical Money Skills
Practical Money Skills: Lesson One: Making Spending Decisions
The goal of this lesson plan is to introduce structured spending decisions to assist young children in making choices and to recognize that money comes in limited amounts.
Practical Money Skills
Practical Money Skills: Making Spending Decisions
This lesson introduces guided, money-related, decision-making activities for children in preschool and kindergarten.
PBS
Pbs Learning Media: Sesame Street: Financial Education
Every goal starts with taking the first step. Teaching kids to save money by collecting in a specific place such as a piggy bank or a jar shows kids concretely how much they are saving. Every time you save up to a certain small, new...
Econoclass
Econoclass: Spending and Output Strings
In this classroom activity, "output" cards and "spending" cards are placed on a string. As each increase or decrease, the economy faces more unemployment or inflation. A good visual device to study the relationships among output,...
Other
Credit Reports
This site explains credit reports, credit bureaus, denial of credit, credit counseling, credit fraud and protection, improving credit, and filing for bankruptcy.