Curated OER
Less Than Zero
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
Curated OER
Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness instructional activity, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of...
Curated OER
The Business of Interest
Students explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Curated OER
Who Gets the Money?
Young scholars determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
![Federal Reserve Bank of Philadelphia: What Is the Federal Reserve? [Pdf] Lesson Plan](http://content.lessonplanet.com/resources/thumbnails/409975/large/bwluav9tywdpy2symdiwmduymc0xmdqxmc03zmj5zmguanbn.jpg?1589982798 "Federal Reserve Bank of Philadelphia: What Is the Federal Reserve? [Pdf] Lesson Plan")
Federal Reserve Bank
Federal Reserve Bank of Philadelphia: What Is the Federal Reserve? [Pdf]
Questions like "How does the bank hold reserves?" or "How do banks make deposits?" are examples of what is explained through this banking simulation lesson plan to illustrate the purpose of the Federal Reserve.
Other
Credit Union National Assoc.: Googolplex: The Cu Guide for Student Money Makers
A comprehensive site about saving money, with information on history of credit unions, money words, games about money, and more. Enter one of the three areas, each targeting a different age level.
Organization for Community Networks
Academy Curricular Exchange: Consumer Borrowing and Saving
A lesson plan which has students learning the realities of borrowing and saving money.
Other
Afsaef: Personal Loans 101: Understanding Personal Loans [Pdf]
This brochure will help you understand the terms of financing and issues to consider before entering into a personal loan.
University of Missouri
Wise Pockets World: Wise Pockets Clubhouse for Students
As students read the stories in the library, they learn about earning money, spending and saving money, and a bit about borrowing and lending money as well. Each story is followed by a short quiz and a printable activity.
Council for Economic Education
Econ Ed Link: Buying on Credit Video and Quiz
Video [3:28] and quiz on the concept of buying on credit.
Council for Economic Education
Econ Ed Link: Giving Credit
This life lesson will prepare students for the world of credit. "In this lesson, you will analyze the creditworthiness of people who want to borrow. You will also learn how to identify ways to establish your creditworthiness."
Federal Trade Commission
Federal Trade Commission: Consumer: Payday Loans and Cash Advances
A payday loan or cash advance loan can be very expensive. Before you get one of these loans, consider other ways to borrow.
Cuemath
Cuemath: Simple Interest
A comprehensive guide for learning all about simple interest with definitions, simple interest formula, loans, solved examples, and practice questions.
Federal Trade Commission
Federal Trade Commission: Consumer: Car Title Loans
Tips for high school students interested in buying their first car and needing a loan. Learn about the high cost of car title loans and other choices you should consider that may be better options.