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Federal Reserve Bank

Credit Cards - A Package Deal

For Teachers 10th - 12th Standards
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
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Lesson Plan
Curated OER

Rising Gas Prices – Compounding and Inflation

For Teachers 9th - 12th Standards
Financial literacy skills and exponential models are connected by the compound interest formula in this task centered on inflation calculations. Collaborative learners get experience collecting data from the given websites and exploring...
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Lesson Plan
Curated OER

Money: Bucks, Banks, and Business

For Teachers 6th - 8th
Put economics and currency exchange rates into a real-world application kids can understand. They'll compare bus fares from various cities around the world. Each child selects three international cities to research. They determine the...
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Lesson Plan
Curated OER

Do I Need Insurance?

For Teachers 9th - 12th
Explore the different types, costs, and coverage of insurance. High schoolers compare their family's health care to their income, compare the cost of health insurance to their expected future income, and make a choice about what type of...
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Lesson Plan
Curated OER

Insurance Quotes

For Teachers 9th - 12th
You're in high school and you just got the coolest car ever! But, now you need to start thinking about car insurance. Luckily, your teacher prepared you by engaging you in a life skills lesson like this one. The class actually calls...
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Lesson Plan
Curated OER

Learn to Earn When you Tend to Spend

For Teachers 2nd - 3rd
Analyzing and understanding word problems is extremely important. Pupils learn that in money problems, earn usually means you add and spend usually means you subtract. They will solve a series of money-related word problems, label coins,...
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PPT
Curated OER

Household Budgets

For Teachers 4th - 6th
Build practical money skills and an understanding of the real world. The class discusses what they know about household budgets, debits, and credits as they relate to banking and problem-solving strategies. They use their math skills to...
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Lesson Plan
Curated OER

Preparing a 1040EZ Income Tax Form

For Teachers 11th - 12th
What do you do at the end of the year when your W2 arrives? File a tax form! Show learners how they to can fill out a basic 1040EZ tax form and play their part as tax paying citizens. Monetary denominations are provided for filling out...
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Lesson Plan
Curated OER

Cashing a Check and Using an ATM

For Teachers 10th - 12th
Banking is a key skill all individuals should practice. Provide a hands-on exercise to encourage the proper method of writing a check and using an ATM. The lesson prompts special needs students with full assistance until mastery is...
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Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 2nd - 4th
Students explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Students examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as...
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Worksheet
Curated OER

Credit Inventory

For Students 4th - 6th
In this money management instructional activity, learners read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
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Lesson Plan
Curated OER

Wealth of Wisdom

For Teachers 3rd - 10th
Students determine what to do with money. In this personal finance lesson, students discuss budgeting, savings, and loans with their instructor. Students then participate in classroom activities that require them to participate in...
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Lesson Plan
Curated OER

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance instructional activity, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation...
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Lesson Plan
Curated OER

The Leaves in October

For Teachers 3rd - 5th
Students determine whether or not to save or spend and defend a decision.  In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share profits...
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Lesson Plan
Curated OER

Careers Lesson: Budget Analysis

For Teachers 9th
Ninth graders examine money management. They study percentages, inequalities, fixed and variable expense calculations in order to develop an understanding of how these concepts apply to budgeting a lifestyle for a specific career.
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Lesson Plan
Curated OER

PAY CREDIT WHEN CREDIT IS DUE

For Teachers 7th - 12th
Students learn about credit cards and scores and how to and not to use them. In this financial concept lesson, students are given hypothetical scenarios where they are able to apply learning's to given situations as they figure rates,...
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Worksheet
Curated OER

Visual 1: The Cost of Credit

For Students 4th - 6th
In this money management worksheet, students examine an advertisement for a bike and respond to 3 questions that require them to calculate percentages
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Organizer
Curated OER

Is the Price Right?

For Students 4th
In this money management, students study inflation.  Students complete the given table filling in the 15 spaces for the prices of items for three different given years.
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Lesson Plan
Curated OER

Spend, Save, Invest or Donate

For Teachers 6th - 8th
Learners explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Learners investigate the processes of borrowing money and investing money in the lesson as...
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Lesson Plan
Curated OER

Scoring a Financial Education

For Teachers 10th - Higher Ed
Students explore the concept of money management. In this money management lesson, students read an article about students taking a finance course in high school and college. Students discuss the importance of money management. Students...
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Lesson Plan
Curated OER

Financial Literacy - Financial Institutions

For Teachers 7th - 12th
Students discuss money management, financial institutions, services offered by the various financial institutions, advantages and disadvantages of each type of institution.
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Lesson Plan
Curated OER

Kermit the Hermit

For Teachers 1st - 4th
Students consider money management. In this personal finances instructional activity, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and...
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Lesson Plan
Curated OER

Financial Literacy - Income and Deductions

For Teachers 7th - 12th
Students examine payroll process, determining ones income, deductions taken out of paychecks (taxes, insurance, charitable contributions, retirement), fixed and variable expenses to expect and money management.
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Lesson Plan
Curated OER

Managing Your Finances

For Teachers 9th - 12th
High schoolers practice the skills involved in managing their finances. The steps in balancing a checkbook and matching expences to a bank statement are practiced and written in detail. This lesson is intended for students acquiring...

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