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Lesson Plan
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Curated OER

Wants and Needs

For Teachers 1st
Here is an outstanding lesson on wants versus needs designed for 1st graders. Pupils listen to the book, Something Good which presents themes on wants, needs, choice, resources, and counting money. Pupils complete worksheets embedded in...
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Activity
Girl Scouts

Daisy Making Choices Leaf

For Teachers K - 2nd Standards
Shed light on the concept of financial literacy with a series of four activities that examines needs vs. wants, gives scholars the opportunity to buy products using paper money, and set goals to save money.
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Lesson Plan
Visa

Savvy Spending: Sharpening Money Decisions

For Teachers 9th - 12th Standards
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
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Lesson Plan
Curated OER

Having a Savings Plan

For Teachers K - 2nd
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
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Lesson Plan
Curated OER

Determining Needs Versus Wants

For Teachers Higher Ed
Students discriminate between a need and a want in home buying. They write a detailed description of their dream home. Finally they categorize each of their listed home features as a need or a want.
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Lesson Plan
Curated OER

Money Management Intelligence

For Teachers 9th - 12th
High schoolers follow directions to help a client with his/her budget. After selecting their client, they download confidential data and listen to the challenge presented on the website. They adjust the budgets as needed. Then, they...
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Lesson Plan
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Curated OER

Barter vs. Money

For Teachers 1st
First graders listen to the book, Sheep in a Shop, that leads them to think about making financial decisions, trading, and the barter system. After the book is read aloud, a discussion ensues about some of the things that the sheep...
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Lesson Plan
Curated OER

Kindergarten Money

For Teachers K
Students identify the various coins and their values through presentations, a rubric, a value pretest, and coin manipulatives. Money is incorporated into various activities whether at home or in school. Students create money webs using...
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Lesson Plan
Curated OER

The Joy of Giving

For Teachers K
Children identify wants and needs, bake and sell cookies to raise money, and then go to the mall to purchase gifts for Christmas stockings that are donated to the Salvation Army. They then perform Graphing activities to help children...
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Lesson Plan
Curated OER

Budgeting (Part 1)

For Teachers 5th - 6th
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Lesson Plan
Curated OER

Scarcity, Choice and Decisions

For Teachers 10th - 12th
Students study the basic economic trilogy (scarcity, choice, and costs). In this money management lesson, students use a scenario of a High School Prom to calculate how scarcity, choice and cost apply by completing provided worksheets...
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Lesson Plan
Visa

Dream Big: Money and Goals

For Teachers 9th - 12th Standards
Whether their objective is independent living, going to college, or buying a car, pupils will participate in discussions and complete worksheets to gain an understanding of how short- and long-term goals play a large role in helping...
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Lesson Plan
Curated OER

How Big Is That Star?

For Teachers 6th - 9th
Aspiring astronomers study stars. They compare stars and explain the relationship between radius, mass, and diameter. By creating a star simulation, they discover how a binary star system's orbit can cause changes in the observed...