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Choice, Opportunity, Cost and Decisions
Students discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
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Wealth of Wisdom
Students determine what to do with money. In this personal finance instructional activity, students discuss budgeting, savings, and loans with their instructor. Students then participate in classroom activities that require them to...
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Alexander, Who Used to Be Rich Last Sunday
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
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Buying a Car
Middle schoolers learn how to manage their money. They view a PowerPoint presentation with instructions for researching and buying a car, select cars for themselves based on their budget, and respond to questions about the activity.
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Selecting Lower Priced Grocery Items
As adults, most individuals with special needs must live on a budget. Provide them with money management skills by teaching your class how to make price comparisons while shopping at the grocery store. They work through a series of...
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Balancing a Budget
Students investigate money management. In this secondary mathematics activity, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate...
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Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
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Campus Nitrogen Budget
Students are given guidelines to college level nitrogen budgeting. Students brainstorm the campus links to nitrogen budget. Students pick topics or subtopics for individual or group research. Students develop research plan, keep good...
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Eating Away from Home
Pupils consider the implications of eating out. In this family budgeting lesson, students determine how to make better meal-budgeting choices as they play a game called "Let's Eat Out".
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Earth's Radiation Budget
Twelfth graders explore the Earth's radiation budget using Earth radiation Budget Experiment (ERBE) data archived at the IRI/LDEO Climate Data Library. They use photometers and light sources to work through several hands-on activities...
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7 Ways for Gen Xers to Help Secure Their Retirement
Students explore the concept of budgeting. In this budgeting activity, students read an article about preparing for retirement. Students create a budget of household expenses during retirement and create a savings plan for that budget.
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Managing Your Food Money
Students investigate family budgeting methods. In this family budget lesson, students examine the wages and expenditures of family and participate in a simulation that requires them to employ the envelope budget method.
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A Family Spending Plan
Students investigate family expenditures. In this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
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Making a Grocery List
Student examine the benefits of making grocery lists. In this family budgeting lesson, pupils participate in an activity that requires them to create grocery lists for selected meals that families may share.
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Budgeting for Peace
Students explore world leader's quests for peace. In this world leader research lesson, students read a speech by Archbishop Desmond Tutu and view budget figures for the United States. Students work in groups to create an alternate...
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Money Math
Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
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Money Comes and Goes
Students explore the concept of budgeting. In this family economics lesson, students track family sources of incomes as well as family expenses for 1 month. Students analyze the data they collect and discuss personal budgeting.
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Class of 2000 - Student Loans
Students determine how they will finance their postsecondary education. In this student loan lesson plan, students create spreadsheets that help them budget their first year of college. Students identify methods to fund the budgets and...
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Building a Tree Stand or Tree House
Students, in groups, design and create a model of a tree stand or house. They create a budget using given criteria. They try to sell it to the class.
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You'd Better Shop Around
Learners compare and contrast the prices of various food items at different grocery stores using newspaper advertisements. Students discuss the benefits and drawbacks of shopping around for items that fit within their monthly budget.
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What A Trip!
Students plan a vacation trip from start to finish. Given a budget, they make decisions regarding where they would like to go, what mode of transportation they will use, where they will lodge, and what attractions they will visit while...
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Monthly Income and Expense Worksheet
In this budget worksheet, students record monthly income and expenses on a chart. They include income and expenses such as utilities, charitable giving, food, transportation, and insurance. They determine the monthly surplus or deficit.
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COULD YOU START A BUSINESS?
Students learn how a business starts and finds financial independence. For this lesson, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
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Financial Planning For Catastrophe
Students explore the concept of financial planning for a catastrophe. In this financial planning lesson, students discuss the devastation that Hurricane Katrina wrought on the Gulf Coast. Students create budgets to plan for a...
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