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Lesson Plan
Curated OER

Savings and Budget

For Teachers 2nd
Second graders investigate the concept of developing a budget. In this financial awareness lesson, 2nd graders read the book The Case of the Shrunken Allowance and brainstorm ways they can save and budget money. Students create their own...
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Lesson Plan
Curated OER

Should America Balance the Federal Budget?

For Teachers 9th - 12th
High schoolers analyze the federal budget of the United States. For this national debt lesson, students listen to their instructor present a lecture regarding the details of the balancing the federal budget. High schoolers respond to...
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Lesson Plan
Curated OER

Budgeting

For Teachers 6th
Sixth graders construct a budget for a family of four including a column for income and no less than ten columns for expenses, all of which will be expressed and totaled in dollar amounts. They are also requested to write a scenario in...
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Lesson Plan
Curated OER

My Bank, My Budget, My Decisions

For Teachers K - 2nd
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
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Lesson Plan
Curated OER

Saving and Creating a Personal Budget

For Teachers 5th
Fifth graders brainstorm ways to save money. In this financial awareness instructional activity, 5th graders read a chapter from the book, From the Mixed-Up Files of Mrs. Basil E. Frankweiler and create a personal budget for themselves.
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Lesson Plan
Curated OER

Budgeting Your Financial Resources

For Teachers 7th - 12th
Students explore the aspects of making a budget. In this money management lesson plan, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much...
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Lesson Plan
California Department of Education

My Future Lifestyle

For Teachers 7th Standards
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
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Lesson Plan
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
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Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
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Lesson Plan
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Practical Money Skills

Living on Your Own

For Teachers 6th - 12th
Independent living can be fun, but also overwhelming if you don't know how to budget your income and expenses. Go over the ways that kids can manage their money as they take a huge step into adulthood with a project-based lesson about...
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Lesson Plan
NASA

Earth’s Energy Budget - Seasonal Cycles

For Teachers 9th - 12th
Earth's energy budget should be in the red. Young researchers review satellite data in a presentation to study Earth's solar radiation. They make both qualitative and quantitative observations about variations in available seasonal...
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Lesson Plan
Curated OER

The Art of Budgeting

For Teachers 10th - Higher Ed
Students create a plan to achieve personal and financial goals. For this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present...
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Lesson Plan
Curated OER

Business: Making a Budget

For Teachers 10th - 12th
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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Lesson Plan
Curated OER

Planning A Household Budget

For Teachers 5th - 7th
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
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Lesson Plan
Curated OER

Public Policy & The Federal Budget

For Teachers 10th - 12th
Students, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Lesson Plan
Curated OER

Budgeting Money

For Teachers 6th - 8th
Students explore the concept of budgeting. In this budgeting lesson, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those expenses.
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Lesson Plan
Curated OER

A Budget Can Help Young People Cut Their Spending

For Teachers 9th - 12th
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
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Lesson Plan
Curated OER

Basic Budgeting

For Teachers 6th - 9th
Students create a personal budget.  In this creating a personal budget lesson, students create a list of 3 necessary things they need to survive.  Students rank these things in order of importance and determine their...
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Lesson Plan
Curated OER

Budgeting-It Is For Everyone

For Teachers 7th - 12th
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
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Lesson Plan
Curated OER

Budgeting (Part 1)

For Teachers 5th - 6th
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Lesson Plan
Curated OER

Budget Finances

For Teachers 11th - 12th
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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Lesson Plan
Curated OER

Budgeting Makes a Difference!

For Teachers 9th - 12th
Young scholars develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
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Lesson Plan
Curated OER

Break Even Analysis and Budgeting

For Teachers 11th - Higher Ed
Students analyze the use of break even charts in business planning. They examine the purpose and nature of budgets. They explore price elasticity and how to use Excel spreadsheets to manipulate financial information.
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Lesson Plan
Curated OER

4 Month Budget Spreadsheet

For Teachers 8th
Eighth graders create and maintain a spreadsheet budget based on a predetermined salary. They have an opportunity to make "investments and purchases." Budget records be kept for an imaginary 4 month period.

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