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Lesson Plan
Curated OER

Savings Account, Bill Paying, and Money Order Skills

For Teachers 10th - 12th
What do you do after you get a paycheck? Help your mildly disabled learners how to bank wisely with a guided-skills activity. They practice cashing checks, withdrawing money, paying bills, and procuring money orders. The entire learning...
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Lesson Plan
Visa

The Art of Budgeting

For Teachers 7th - 8th Standards
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
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Lesson Plan
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and well-organized...
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Lesson Plan
Curated OER

Budgeting

For Teachers 4th - 5th
Students establish budgeting techniques.  In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
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Lesson Plan
Curated OER

My Bank, My Budget, My Decisions!

For Teachers 3rd - 5th
Learners build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
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Lesson Plan
Curated OER

Money Smart Choices

For Teachers 9th - 12th
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
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Lesson Plan
Curated OER

Money and Credit: Making Good Decisions

For Teachers 6th - 8th
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
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Lesson Plan
California Department of Education

My Future Lifestyle

For Teachers 7th Standards
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
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Lesson Plan
Council for Economic Education

You Can Bank On This! (Part 3)

For Teachers 3rd - 5th
Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, students also learn about the workings of an ATM and a checking account.
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Lesson Plan
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Curated OER

Spending Plans

For Teachers K
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
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Lesson Plan
Curated OER

Less Than Zero

For Teachers 2nd - 4th
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
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Lesson Plan
Curated OER

Building Wealth

For Teachers 8th - 12th
Students explore budgeting.  in this building wealth lesson, students examine ways to invest and save money.  They set financial goals and determine methods to reach the goals.  Students discuss managing debt, credit reports and credit...
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Lesson Plan
Curated OER

Borrowing and Lending

For Teachers 4th
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness instructional activity, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of...
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Lesson Plan
Council for Economic Education

Opportunity Cost

For Teachers 9th - 12th Standards
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
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Lesson Plan
Curated OER

Why Save? Better Off Saving

For Teachers 6th - 8th
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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Lesson Plan
Curated OER

Party Math

For Teachers 10th - 12th
Young scholars create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
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Lesson Plan
Curated OER

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance instructional activity, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation...
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Lesson Plan
Curated OER

Managing Your Money

For Teachers 4th - 7th
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
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Lesson Plan
Curated OER

Keeping Track of Our Money

For Teachers 2nd
Second graders complete activities to learn how to manage money. In this managing money lesson plan, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.
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Lesson Plan
Curated OER

Children's Literature Across the Curriculum Ideas-If You Made A Million

For Teachers 2nd - 3rd
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 11th
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
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Lesson Plan
Curated OER

Financial Institution Comparison

For Teachers 8th - 12th
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
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Lesson Plan
Curated OER

The Bank of Good Habits

For Teachers 7th - 12th
Students explore investing and saving. In this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and...
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Lesson Plan
Curated OER

Money and Business

For Teachers 3rd
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. In this budget lesson plan, 3rd graders create their own budget and test it out with the play money.