Curated OER
Building Bridges
Young scholars use glue, toothpicks, cardboard, marshmallows and more to build a structure. In this building lesson plan, students budget money to get their materials and make their building in teams.
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Food Shopping Tips
Twelfth graders explore different ways of shopping to try to save money. In this economics lesson, 12th graders participate in a game that explains various shopping tips. Students generate other shopping tips as a group to share with...
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Spending Public Money
Learners work in small groups. They imagine that they are the council committee. Students choose from a list of projects to be funded. They have one hundred thousand dollars to spend and they have to spend the money on a project that...
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Spending
Students participate in a lesson that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can be spent.
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Stone Fox and Economics
Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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"Golden" Years?
The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...
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Pay-to-play a costly solution
Students write a news feature or editorial about students paying money to participate in high school athletics. Students interview members of the school community to find out the situation in their school.
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The REAL Cost of College
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
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Financial Planning for Catastrophe
Students examine the case of The Gulf Coast and relate it financial importance. In this financial planning lesson plan, students watch a video and then begin to analyze how to plan for the unexpected by reviewing the financial components...
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Spending: Spend Wisely
Learners investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
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Financial Dieters Make Progress
High schoolers give financial advice. In this financial lesson plan, students read real-life financial problems. They explore the problem and make recommendations for a financial remedy.
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Recession Lesson: The Silver Lining of the Economic Downturn
Students discuss money and interest. For this discussing money and interest lesson, students discuss positives of an economic recession. Students discuss how savings rates have increased over time and the general attitude towards...
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Balancing a Budget
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
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We Don't Waste Money, So Where Does It All Go?
Students explore the concept of financial planning. In this financial planning instructional activity, students read an article about different families' financial plans. Students select 10 stocks to monitor over the next four weeks.
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Making Money
Students form a company to see it they can create a product that can sell and make a profit for the company. Working in small groups, they create a business plan and gather the resources to make their product. Students market and sell...
Visa
Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
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Traveling Across America
Pupils plan a trip to a state capital of their choice with a budget of $2,000. The budgets include site seeing, lodging, food and all necessary expenses. Students keep a daily journal and maintain their budget.
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The Odyssey
Young scholars research and plan the routes and expenses associated in an "Odyssey" that they plan for themselves. They decide which countries they will visit and what they will see while they are there. They have a spending limit which...
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Getting Green for Christmas
Students examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
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Smart Consumers, Smart Choices
High schoolers see what it means to be a smart consumer by engaging in a level-headed analysis of budget, opportunity costs and self-regulation. They compare prices within a service field, and weigh the choices of spending money on that...
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Utah Pioneers
Fourth graders investigate the hardships faced by the Utah pioneers. In small groups they calculate a budget using a determined amount of money, select a challenge for the group, and discuss how their group overcomes the challenges...
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Banking
Students examine how a checking account enables them to record spending and keep a budget in balance. They discover how to write a check and fill out a bank deposit slip, and then how to balance a bank statement with a check register.
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Tarantula Shoes
Students read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...