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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Virginia Department of Education
Practical Problems Involving Decimals
After discussing decimals and "going shopping" in the classroom, young mathematicians are given four practical word problems that require them to estimate their answers, given specific information. The highlight of the lesson is having...
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Trail Mix
Third graders, given the price of different ingredients, make a trail mix of five different items without exceeding their budget of five dollars. They choose between pretzels, M&M's, twizzlers, popcorn, etc,. Each student practices...
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Foreign Exchange
Students share ideas about the values of foreign currencies relative to the U.S. dollar. They research the economy of a foreign country and prepare a budget for one month study abroad.
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Values Auction
Students assess what they value and participate in a class auction. In this financial values lesson plan, students complete a budget activity and use play money to participate in an auction. Students complete a related worksheet and take...
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share profits...
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Building a Better Home for the Three Little Pigs
Fourth graders draw a set of blueprints and record measurements on them. They add, subtract and multiply to work within their house-building budget.
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Credit Inventory
In this money management instructional activity, learners read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
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Houses and Cars and Loans
Students create a spreadsheet to track their spending. In this algebra lesson plan, students use loan formulas to calculate the payback amount plus interest on a loan. They calculate how much money they would need to buy a car and house.
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Sum It Up!
Students practice summarizing information from a reading using their own words. They take notes while reading using a guided worksheet. For the written summary they have a budget of two dollars with each word used costing ten cents.
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Resources and Recipes for Independent Living
Students discover how to prepare low-cost, nutritional meals. In this personal health lesson plan, students analyze nutritional standards, plan a nutritional meal, budget for the meal, and share their findings with their classmates.
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Tower Investigation and the Egg
Students build three types of towers, engineering them to hold an egg one foot high for 15 seconds. They discover that engineering designs are subject to constraints such as time, money and size specifications. In this activity students...
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From the Mixed Up Files of Mrs. Basil E. Frankweiler
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs. For this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial situation....
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Why Plan Meals?
Learners investigate methods that families use for planning meals. In this nutrition lesson, students play a game that requires them to plan and pay for nutritious meals
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Making Choices
Students solve word problems relating to economic choices. In this economic choices lesson plan, students discuss the importance of budgeting and how to save money. Students complete a economic choices worksheet.
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My World Wide Tour of Spanish Speaking Countries
Students organize a two week travel plan through Spanish speaking countries all over the world. plan their flight schedules, accommodations, and tours of cultural events. Students compute the total cost of their trip.
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Moving Out
Students determine their cost of living. In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house. Students research the cost of renting an...
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Creating a Savings Chart
Student create a savings chart given a set allowance per week. They explain how people in the local community make choices about using goods, services, and productive resources, and how they compare costs and benefits in economic...
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The Berenstain Bears' Mad, Mad, Mad Toy Craze
Young scholars use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Spending Spree
Young scholars collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction...
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How You Use Credit Cards Should Determine How You Choose Them
Young scholars explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. Young scholars discuss different ways in which people use credit cards. Students determine what kind of...
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ICT Activity 17
Eighth graders use a spreadsheet for the first time. They work on a selected environmental issues as their theme. Students prepare costs or income for an event that raises money for an environmental issue. They use the costs and income...
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All Aboard!
Learners are placed in the position of the person who orders supplies for the ship. They calculate quantities required for a variety of items, and then to convert such quantities into dollars.
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Construction Ahead!
Students work together to develop a new design for the three little pigs house. They create a floor plan and work with a fictionious budget. They present their new design to the the class.