Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
Curated OER
Managing Your Finances
High schoolers practice the skills involved in managing their finances. The steps in balancing a checkbook and matching expences to a bank statement are practiced and written in detail. This lesson is intended for students acquiring...
Curated OER
Do I Need Insurance?
Explore the different types, costs, and coverage of insurance. High schoolers compare their family's health care to their income, compare the cost of health insurance to their expected future income, and make a choice about what type of...
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling their bedroom,...
Curated OER
Teach Financial Literacy Through Mathematics
Students need to learn the important life skill of managing money.
Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Curated OER
Cartoons for the Classroom: Oh, What's the Next Crisis?
As scholars examine a simple political cartoon, they consider some of the crises of 2009: oil, foreign wars, energy, global warming, Swine Flu, etc. A list is provided for background information, and 3 talking points (or writing points)...
Curated OER
Wealth of Wisdom
Students determine what to do with money. In this personal finance lesson, students discuss budgeting, savings, and loans with their instructor. Students then participate in classroom activities that require them to participate in...
Curated OER
The Financial Crisis: What Happened? Where do Things Stand Now?
Students listen to and watch a presentation by Julie Stackhouse on the 2010 financial crisis in the United States. In this economics lesson, students engage in a presentation which is designed to be listened to by High School classes.
Curated OER
SPENDING: Maintaining the Skill of Money
Fourth graders explore the concept of maintaining money. In this personal finance lesson, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
Curated OER
Budgeting for the Future
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Federal Reserve Bank
Cash Flow and Balance Sheets
What is your car worth? How much do you owe? Individuals create their personal cash flow and balance sheets. They learn the difference between an asset and liability using their personal information to complete the activity.
Federal Reserve Bank
The Story of the Federal Reserve: High School Lesson Plan
Is there a bank for the banks? Pupils analyze the complexities of the Federal Reserve system by breaking it down into easy-to-understand sections. Step-by-step investigation using flow charts and graphs of how the monetary system works...
Curated OER
Financial Planning For Catastrophe
Students explore the concept of financial planning for a catastrophe. In this financial planning lesson plan, students discuss the devastation that Hurricane Katrina wrought on the Gulf Coast. Students create budgets to plan for a...
Council for Economic Education
Balance of Payments (BOP)
Have you ever checked your clothes to see how many nations created them? Pupils take a deeper look at international trade and the balance of payments nations have with one another. They use calculations, simulations, and primary sources...
Curated OER
Cartoons in the Classroom: Economic Blame Game
Two political cartoons grace this critical analysis activity. Several very good discussion questions and points to consider, could make this an interesting start to any US Government class. Prepare upper graders for identifying...
Visa
Bank or Bust: Selecting a Banking Partner
Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...
National Wildlife Federation
An Inconvenient Truth in the Classroom
Global warming — what a hot topic! A thorough unit challenges learners to research, read, explore, and write about carbon, its role and increasing nature in our atmosphere, and how global warming is affecting lives and environments...
Federal Reserve Bank
Retirement Planning
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age.
Curated OER
Living Below Our Means
Common-sense strategies that can help teachers achieve financial security through frugality.
Federal Reserve Bank
Lesson 4: Back to School
Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Federal Reserve Bank
Your Credit Report
What is your credit score? How do you find it? Help your pupils answer these questions and more. They will access their free credit report and then analyze its meaning.
Federal Reserve Bank
Purchasing a Vehicle
Start your engines! Prevent negative car buying experiences by arming pupils with information. Prepare your young drivers to make informed decisions when they are ready to purchase a car. All aspects are considered from the type of car...