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Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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Expense Tracking
Where does all your money go? Individuals keep a record of the money they spend over the course of 30 days. They then categorize where they are spending their money and write an essay detailing their findings.
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Does My hair Disrupt Your Learning?
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
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Debt: Who Does it Affect?
Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...
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Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know regarding personal...
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Cutting Expenses
Learners explore budgeting. In this finance and math lesson, students brainstorm ways in which households could save money. Learners view websites that give cost reducing ideas. Students complete an expense comparison chart and use the...
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Dream Phone of Basic Phone?
Learning to be a savvy shopper can make or break the bank. Upper graders research five different cell phone carriers to see if they'll have enough money in their imaginary budget for a dream phone or a basic phone. They create either a...
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Financial Goals
Do you have financial goals? How will you make them happen? Help your pupils answer these questions through this interactive project. They create goals and a plan for reaching them as one of many high school algebra projects.
Mathed Up!
Best Buys
Which scenario is the better deal? Class members examine nine scenarios to determine which choice offers a better deal. Pupils decide whether they need to find unit costs or total prices to compare the two options.
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Be Your Own Cahncellor
High schoolers analyze the funding strategies of a modern central government. Individuals or groups construct a plan for increasing spending and making cutbacks in various government programs. Students examine the importance of taxes...
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Math Bargains
First graders use real coins or concrete models of coins to solve problems involving the purchase of items. They use cons and simulate going to a bargain store to purchase items. Students record the total cost of items. Pupils make a...
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Going Camping
Middle schoolers explore the concept of budgeting. In this budgeting lesson, students pretend to have $120 to spend on camping gear for a camping trip. Middle schoolers decide which items are absolutely necessary. Students calculate the...
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Who's Going to the Convention?
Students practice planning budgets as they create a budget for ten employees of a company to attend a professional convention. They use the Internet, and spreadsheet software to complete their assignment.
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Family Purchases
Students generate a gift list for their family members making sure the costs remain under budget. They research the cost of items on the internet, calculate sales tax, and determine the total cost for all of the gifts.
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Savings and Consumption
Learners engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget according to a...
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Play For Pay
Young scholars practice various skills with manipulatives, such as counting correct money amounts to pay for manipulatives.
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Small Busines Schemes
Students investigate a small business and its profitability. In pairs, as they research a business adventure, students consider the capital outlay, maintenance, office space, prices, insurance, and profit and loss statements. Students...
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Japan's Economic Miracle
Students engage in a lesson that discusses the economy of Japan. They conduct research using budgets found on the internet. Then they have group discussions of how the government gets its money for spending.
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Christmas Shopping on the Internet
Learners utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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Food Needs, Food Wants
Students explore wants and needs. In this family budgeting lesson, students play the Food Money game to help them distinguish between food wants and needs. Students discuss their impressions of the game and food budgets.
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Building Bridges
Young scholars use glue, toothpicks, cardboard, marshmallows and more to build a structure. In this building lesson plan, students budget money to get their materials and make their building in teams.
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Party Time
Students design a budget to plan for a class party. In this problem solving lesson plan, students devise a budget with a limit of fifty dollars for a class party. Students discuss and estimate the amount of money needed for food and...
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Comparison Food Shopping: Buying Groceries for Two People for One Week
Twelfth graders investigate how to develop a simple food budget for two using newpaper ads, the basic four food groups, and calorie counts.
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Food Shopping Tips
Twelfth graders explore different ways of shopping to try to save money. In this economics lesson, 12th graders participate in a game that explains various shopping tips. Students generate other shopping tips as a group to share with...