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Curated OER

Spending Plans

For Teachers K
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
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Lesson Plan
Curated OER

Debit or Credit-You Decide

For Teachers 5th - 6th
Learners identify the similarities and differences between an debit and credit card. In this debit or credit lesson plan, student explain the advantages and disadvantages of using cash and consumer credit to purchase good and services...
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Lesson Plan
Curated OER

Compound Interest

For Teachers 9th - 12th Standards
Pupils analyze the variables in the formula of a compound interest. They model the increase or decrease of an investment using compound interest and discuss different compounding periods.
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Lesson Plan
Curated OER

Shop 'Til You Drop

For Teachers 4th - 5th
Students compare food prices to find the lowest unit price and make choices about where to shop and what to purchase on weekly items, cost comparisons and items needed. They collect grocery ads and weekly sale flyer's to expedite their...
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Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Lesson Plan
Curated OER

M & M Interesting

For Teachers 6th - 8th
Students compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of their...
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Lesson Plan
Curated OER

My Bank, My Budget, My Decisions!

For Teachers 3rd - 5th
Learners build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
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Lesson Plan
Curated OER

Money and Credit: Making Good Decisions

For Teachers 6th - 8th
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
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Lesson Plan
Curated OER

Making Good Money Choices

For Teachers 9th - 12th
Students determine how to spend donated money. In this money choices lesson plan, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Students play a bingo game to...
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Lesson Plan
Curated OER

A Family Finance Experience

For Teachers 9th - 10th
Students create a budget and make predictions about money. In this algebra lesson,students balance spending and income by monitoring their finance.
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Lesson Plan
Curated OER

Lesson Exchange: Design and make Cents (Elementary, Mathematics)

For Teachers 6th
Sixth graders work in teams to design the perfect bedroom. The teams must create a room that is functional, original, and stays within a budget of $650.
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Lesson Plan
Curated OER

Market Prices

For Teachers 2nd
Second graders understand that prices change. In this business, price and labor lesson, 2nd graders define the words market and price. Students read Arthur's Funny Money and answer questions related to earning and spending money....
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Worksheet
Curated OER

A Trillion Here...A Trillion There

For Students 6th - 8th
In this working with large numbers learning exercise, students are given the finance statistics for the US and the world for the 2006-2007 year. Students solve 11 problems including finding averages and percentages for the given...
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Lesson Plan
Curated OER

Thinking About Credit

For Teachers 6th - 8th
Students examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They determine...
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Curated OER

To Get the Right Answers about College: Ask the Right Questions

For Teachers 9th - 12th
High schoolers survey college students.  In this lesson, high schoolers explore typical costs.  They examine education loans.  Students complete a FASFA form and write an essay describing plans for obtaining money for college expenses.
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Lesson Plan
Curated OER

Economics Concepts

For Teachers 7th - 10th
Students relate economics and government policies. In this lesson, students explore the relationship between economics and government policies. They understand how the economy works and can make better decisions as it relates to the future.
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Lesson Plan
Curated OER

The Lesson: Crises

For Teachers 7th - 11th
Students take a closer look at world issues. In this current events lesson, students visit selected websites to study financial awareness. Students examine the credit crunch and the global food crisis.
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Lesson Plan
Curated OER

The Business of Credit

For Teachers 10th - 12th
Learners explore the concept of credit. For this credit lesson, students discuss the necessities to start-up a new business. Learners discuss cost of a new business, loans, and credit. Students create their own business and apply what...
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Curated OER

EBT-rimental

For Teachers Higher Ed
Students engage in a instructional activity that gives them the tools needed to become knowledgeable credit consumers. The companion website for the ITV program TV-411 is used to provide learners with an interactive experience of what...
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Curated OER

Cyber Currency, Currently

For Teachers 4th - 5th
Students participate in online currency activities. In this currency lesson, students complete 6 activities which include online resources. They learn about bartering, monetary systems, foreign currency, stores, selling items, and finish...
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Worksheet
Curated OER

My Fall Leaves Number Book

For Students Pre-K - K
In this number book worksheet, students cut out, color and assemble a mini counting book of numbers and leaves from one to ten. Students trace each dotted number on each page of their books.
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Lesson Plan
Curated OER

Market Structures and Competition

For Teachers 8th - 9th
Young scholars explore the role of government in the economy market. For this economics lesson, students analyze the decision making and how it takes into consideration additional cost, benefits and public awareness of what they are...
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Lesson Plan
Curated OER

The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Lesson Plan
Curated OER

It's Your Future

For Teachers 7th - 12th
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand instructional activity, students create a career plan and personal budget of...