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Estimate a Dinner Plate
Students work with a partner to solve the real-world problem of planning a favorite meal given a specific budget. They review and practice estimation strategies to determine the reasonableness of calculations in a given situation.
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Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Saving Makes Cents
Students identify ways families save money. For this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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Shopping!!!
Students explore money management. In this financial awareness instructional activity, students are given an amount of money and a sheet of objects to choose from to buy. Students choose only five objects they can afford to "buy."
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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What A Trip!
Students plan a vacation trip from start to finish. Given a budget, they make decisions regarding where they would like to go, what mode of transportation they will use, where they will lodge, and what attractions they will visit while...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Spend, Save, Invest or Donate (9-12)
Students explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Students discuss the progress each family made financially after three months, and then make their own financial plan.
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Balancing a Budget
High schoolers investigate money management. In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. High schoolers investigate...
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Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
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Money & Work
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...
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Earth's Radiation Budget
Twelfth graders explore the Earth's radiation budget using Earth radiation Budget Experiment (ERBE) data archived at the IRI/LDEO Climate Data Library. They use photometers and light sources to work through several hands-on activities...
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COULD YOU START A BUSINESS?
Students learn how a business starts and finds financial independence. In this lesson, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
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A Family Spending Plan
Students investigate family expenditures. In this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
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Learn to Build a Rocket in 5 Days or Your Money Back
Students discover the entire process that goes into designing a rocket for any customer. They study important factors such as supplies, ethics, deadlines and budgets. Also, students explore about the Engineering process, and recognize...
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Taxes: Where Does Your Money Go?
Young scholars explore the concept of taxes. In this tax lesson, students investigate types of taxes and deductions taken out of a paycheck before they see it. Young scholars calculate the tax on a given dollar amount. Students...
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The Real Way to Moolah Beach!
Students explore various avenues to the difficulties of managing money. They view key insights into the basics of managing their finances. Keeping an accurate checkbook and accounting system is covered in depth within this instructional...
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Budgeting 101
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Making Choices to Save Money on Food
Students review lists of coupons and complete a worksheet to analyze the benefits of the specials. In this household budget lesson, students determine which foods are nutritional and the advantages of using coupons or specials to save...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
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Money Management
Young scholars choose an occupation and set up a paper family and household. They create a monthly budget, pay monthly bills and file taxes. They practice math skills using financial information and view money as a resource. They create...
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Managing Your Money
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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