CK-12 Foundation
Continuous Interest
Continue teaching your financial scholars about interest. A slider interactive has users investigate the growth of an account earning continuous interest. A set of challenge questions has them solve problems given a variety of situations.
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Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
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Budget Worksheet
In this student budget worksheet, students fill in their incomes as well as their individual payments per month to chart where their money goes each month.
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Privacy and Online Life: Protect Yourself
Help your class protect privacy, security, and their online profiles with this examination of social media, especially Facebook, and who can see what about each of us. Resource contains useful links for learners to conduct their own...
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Managing Your Money
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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Budget: Don't Go Broke (NEFE)
Pupils examine how to plan and maintain a balanced budget. In this financial literacy activity, teacher students follow the PowerPoint and answer questions based on learned information in order to understand where their money goes and...
Federal Reserve Bank
“W” Is for Wages, W-4 and W-2
Don't let your young adults get lost in the alphabet soup of their paychecks and federal income taxes. Using sample pay stubs and reproductions of government forms, your class members will identify the purpose of such forms as a W-4 and...
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Retirement Planning
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age.
Visa
Nothing But Net: Understanding Your Take Home Pay
Introduce your young adults to the important understanding that the money they receive from their paychecks is a net amount as a result of deductions from taxes. Other topics covered include federal, state, Medicare and social security...
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Living Below Our Means
Common-sense strategies that can help teachers achieve financial security through frugality.
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Finance Formulas Review Sheet
Keep your finances straight—more like finance formulas straight—with a well-organized formula guide full of everything you need. Starting with simple interest and ending with future and present value, this sheet can be useful for many...
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling their bedroom,...
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Lesson 4: Back to School
Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...
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Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Your Credit Report
What is your credit score? How do you find it? Help your pupils answer these questions and more. They will access their free credit report and then analyze its meaning.
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Purchasing a Vehicle
Start your engines! Prevent negative car buying experiences by arming pupils with information. Prepare your young drivers to make informed decisions when they are ready to purchase a car. All aspects are considered from the type of car...
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Insurance Inventory
Do you have enough insurance? Pupils may be surprised to learn how much their possessions are worth. This activity asks them to create an inclusive list and make a comparison to their insurance coverage. According to the statistics, most...
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Income Taxes
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
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The Story of the Federal Reserve: High School Lesson Plan
Is there a bank for the banks? Pupils analyze the complexities of the Federal Reserve system by breaking it down into easy-to-understand sections. Step-by-step investigation using flow charts and graphs of how the monetary system works...
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Financial Literacy - Insurance and Risk Management
Students examine how insurance and risk management can protect people from unnecessary financial loss.
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Under the Bed or in the Bank?
Students explore personal finance. In this consumer /financial mathematics lesson plan, students compare interest rates as they explore savings.
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Unit Pricing
Students explore unit pricing to determine the best buy for their money. In this personal finance lesson, students calculate cost per wear examples and create a list of criteria for picking clothes. Students visit a story and use their...
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Financial Literacy - Careers and Income
Students practice filling out job applications, create resumes, simulate hiring process, discuss benefits offered to employees, hidden costs of a job, and the risks and rewards of being an entrepreneur or self-employed.
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Money Management Intelligence
Learners follow directions to help a client with his/her budget. After selecting their client, they download confidential data and listen to the challenge presented on the website. They adjust the budgets as needed. Then, they click play...