PLS 3rd Learning
Priceless
The message that buying things brings happiness is everywhere. Teenagers are not immune to this marketing strategy and benefit from reflecting on the relentless pressure to spend. This exercise invites young adults to consider the value...
Federal Reserve Bank
Your Budget Plan
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help high schoolers identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
Federal Reserve Bank
Credit Reports—and You Thought Your Report Card Was Important
Get the facts about credit and take a close look at what factors into a consumer credit report with this fantastic lesson. Your pupils will read informational texts, read sample financial documents, and discuss the advantages...
Curated OER
Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...
Curated OER
Balancing a Budget
Students investigate money management. In this secondary mathematics activity, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate...
Curated OER
Why We Save
Learners discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Learners choose a character from the story and write about a financial decision they had to make.
Curated OER
My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
EngageNY
The Mathematics Behind a Structured Savings Plan
Make your money work for you. Future economists learn how to apply sigma notation and how to calculate the sum of a finite geometric series. The skill is essential in determining the future value of a structured savings plan with...
Alabama Learning Exchange
Comparing Fuel Economy
Compute fuel economy and gas mileage. Why? So you can teach rates and ratios, of course! Middle schoolers calculate the rate of miles per gallon for various vehicles. They research each vehicle, its mileage per gallon, and cost per...
PLS 3rd Learning
Monthly Budget & Operating Costs
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
Curated OER
English Lesson Plans for Grade 8
Demonstrate how to engage in a polite and professional conversation with this banking and interfacing lesson. Focusing on explanatory and informaitonal texts, middle schoolers write sentences using banking and finance terminologies....
Illustrative Mathematics
Field Day Scarcity
Introduce young mathematicians to concepts of financial literacy with this open-ended word problem. With seven dollars to spend during field day and given a list of available items and their prices, children must determine how they want...
Visa
Making Spending Decisions
By role playing real-world experiences, such as purchasing snacks and grocery/toy store shopping, your youngsters will begin to develop an understanding of how to make decisions and choose between alternatives. This is the first...
iCivics
Step 5: Identify Your Stakeholders
Have you ever had a goal, but needed help achieving it? Scholars analyze the purpose of stakeholders in the fifth installment of a 10-part County Solutions - High School series. They investigate finances, personal concerns, geography,...
Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...
Federal Reserve Bank
Invest in Yourself
What are the different ways that people can invest in their human capital for a better future? Pupils participate in an engaging hands-on activity and analyze data regarding unemployment, the ability to obtain an education, and median...
Curated OER
"A Gift for Mama," by Esther Hautzig
Students read a story about a girl named Sara. Sara decides to buy a gift for Mother's Day. They create booklets to illustrate Sara's short-term savings goal and their own short-term savings goal.
Curated OER
"Tarantula Shoes," by Tom Birdseye
Students read a book and explore spending, saving, opportunity cost, and trade-offs. They keep a diary of expenses to track their spending and examine their opportunity costs.
Curated OER
A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
Curated OER
Planning A Household Budget
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
Curated OER
The Real Way to Moolah Beach!
Students explore various avenues to the difficulties of managing money. They view key insights into the basics of managing their finances. Keeping an accurate checkbook and accounting system is covered in depth within this lesson.
Curated OER
The Money Circle
Students investigate the Federal Reserve System. In this Mathematics/Economics lesson, students explore the role of the Federal Reserve in promoting a stable economic environment. In this multi-lesson unit of study, students...
Curated OER
Jesse's Big Change
Students explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
Curated OER
We Don't Waste Money, So Where Does It All Go?
Students explore the concept of financial planning. In this financial planning lesson, students read an article about different families' financial plans. Students select 10 stocks to monitor over the next four weeks.