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Lesson Plan
Curated OER

Parents of Teens Ride Waves of Expenses

For Teachers 9th - 12th
Young scholars explore the concept of the cost of raising a child. In this cost of raising a child lesson, students read an article about the expenses associated with teenagers. Young scholars discuss ways in which parents maneuver...
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Lesson Plan
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The Cost of Life

For Teachers 3rd - 8th
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
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Lesson Plan
Curated OER

Three for the Money: The Degree/Diameter Problem

For Teachers 9th - Higher Ed
Students explore the concept of vertex-edge graphs.  In this vertex-edge graphs lesson plan, students try to construct a graph with a given diameter, number of vertices, size, and planarity.  Students construct various vertex-edge graphs...
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Lesson Plan
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Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Students explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
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Lesson Plan
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My Bank, My Decision!

For Teachers K - 2nd
Students create a three-part bank. In this savings lesson, students utilize the three-part bank to separate their spending needs, wants, and long term goals. Students share some of the money earned for donation. Students discuss the...
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Penny Jar

For Teachers K - 6th
Students collect pennies to donate to charity and calculate the number of pennies.  In this penny counting instructional activity, students group pennies in tens and count how many dollars and cents they have.  Students read a book about...
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Meet Molly, An American Girl

For Teachers 1st - 4th
Students examine saving and spending decisions in 1944 through the eyes of Molly, a nine-year-old growing up during World War II. The lesson uses Meet Molly, An American Girl, by Valerie Tripp.
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7 Ways for Gen Xers to Help Secure Their Retirement

For Teachers 9th - 12th
Students explore the concept of budgeting. In this budgeting lesson plan, students read an article about preparing for retirement. Students create a budget of household expenses during retirement and create a savings plan for that budget.
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Lesson Plan
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Living on a Fixed Income

For Teachers 11th - Higher Ed
Students examine living on a fixed income. In this financial analysis lesson, students discuss living on a fixed income and discuss wants and needs. Students research money saving tips and create a PowerPoint about the topic. Students...
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Cracker Design

For Teachers 6th - 8th
Young scholars are presented with the following problem: A cracker manufacturer has been losing money and has to find a way to save her factory. They are given the task to design a new shape for the cracker manufacturer so that as...
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Investment Investigator

For Teachers 9th - 12th
Students investigate and model how to invest money. In this business lesson, students investigate 4 methods to investment. They discuss risky and safe investment.  
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Lesson Plan
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Making Good Investments

For Teachers 9th - 12th
Students compare different aspects of investing money from traditional savings accounts to money market accounts. They research investment accounts at local banks and compare them.
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Lesson Plan
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"Tarantula Shoes," by Tom Birdseye

For Teachers 2nd - 8th
Students read a book and explore spending, saving, opportunity cost, and trade-offs. They keep a diary of expenses to track their spending and examine their opportunity costs.
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Lesson Plan
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Pound A Poem

For Teachers 3rd - 6th
Students participate in various poem-related lessons to learn how they can make a difference in the lives of people they don't know. In this poetry lesson plan, students discover that this pound a poem competition is about raising money...
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Wealth of Wisdom

For Teachers 3rd - 10th
Learners determine what to do with money. In this personal finance lesson, students discuss budgeting, savings, and loans with their instructor. Learners then participate in classroom activities that require them to participate in...
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Lesson Plan
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Literature: Yoshiko Uchida Unit

For Teachers 6th
Sixth graders read the books, The Invisible Thread: An Autobiography by Yoshiko Uchida and Baseball Saved Us by Ken Mochizuki about Japanese Americans during World War II. They hold discussions, take quizzes, and write essays about the...
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Needs and Wants

For Teachers 5th - 6th
Students demonstrate responsible consumer choices. In this social studies lesson, students read The Lorax and discuss wants and needs. Students discuss how to save natural resources by making informed consumer choices.
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Investing

For Teachers 8th - 10th
Pupils collect data on investments and draw conclusions. In this algebra lesson, students analyze exponential graphs as they relate to money. They discuss the cause of an account balance being high or low.
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Lesson Plan
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Pay Credit When Credit is Due

For Teachers 9th - 12th
Pupils explore the concept of credit. In this credit instructional activity, students examine student organizers that focus on credit scores and credit history. Pupils participate in an on-line activity. Students examine credit card...
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The Meaning of Exponents

For Teachers 9th - 11th
In this algebra worksheet, students calculate problems dealing with exponents as it relates to money and savings, bacterial growth and paper folding. There are 3 different sections with questions.
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Lesson Plan
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Corn in Ancient America

For Teachers 6th - 8th
Learners explore the importance of corn to the survival of early civilizations of the Americas. Through research and discussion activities, they read and describe how corn was used as food and currency in early civilizations. They...
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You Can Bank on Me!

For Teachers K - 2nd
Pupils identify reasons people choose to donate. In this donating lesson, students contrast the words spend, save, and donate. Pupils learn a song about donating, brainstorm reasons to give, and make sound choices with their money.
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Lesson Plan
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Summer Trip

For Teachers 7th
Seventh graders utilize the Internet for use of search engines to plan a trip. They research and develop expenses for a trip and divide and round the cost of things to the nearest tenth.
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Lesson Plan
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Personal Budgeting Project

For Teachers 8th - 11th
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.

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