Curated OER
Money Smart children
Learners elementary financial vocabulary words: spend, save, invest and donate. In this finance lesson, students respond to the story "Sam and the Lucky Moon." Learners describe the concepts of wants and needs, resources, scarcity,...
Curated OER
Invest in Yourself
Students develop the concept of finances. In this finance instructional activity, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios...
Curated OER
Currency and Exchange Rates
Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
Visa
Allowances and Spending Plans
Help youngsters understand how to manage small amounts of money by discussing an allowance and the difference between spending, saving, and giving.
EngageNY
The Mathematics Behind a Structured Savings Plan
Make your money work for you. Future economists learn how to apply sigma notation and how to calculate the sum of a finite geometric series. The skill is essential in determining the future value of a structured savings plan with...
Visa
Earning Money
Where does money come from? Is it limitless and always available? Introduce your youngsters to the concept of earning through jobs and/or chores with a matching activity and provided worksheets.
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Curated OER
Why Do People Save?
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
Council for Economic Education
You Can Bank On This! (Part 3)
Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, learners also learn about the workings of an ATM and a checking account.
Curated OER
Money and Business (Art)
Third graders investigate world currency by creating their own coin art. In this government lesson, 3rd graders examine the characteristics of different coins and create their own design for a new one. Students discuss and present...
Curated OER
Bright Ideas for Bringing up Smart Savers
Young scholars explore the concept of saving money. In this saving money instructional activity, students read an article about saving money. Young scholars discuss ways to save money and what makes it difficult to save money. Students...
Curated OER
There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Curated OER
Playing with Money (From the New Zealand Point of View)
Students explore the exchange rates for five countries. They identify the units of currency of a number of countries. Students convert money amounts accurately from New Zealand dollars to another currency. They graph currency...
Curated OER
Playing with Money (From the Other Point of View)
Students explore exchange rates. They identify the units of currency of a number of countries. Students convert money amounts accurately. They graph currency fluctuations and interpret graphs.
Curated OER
Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management instructional activity, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students...
Curated OER
Making Good Money Choices
Pupils identify the needs of their community. In this communities lesson plan, students use a decision-making model worksheet to determine what community service project they should donate to. Pupils count the money they have to donate...
Curated OER
Money Smart Teens
Students plan positive goals for spending resources and understand why not to spend. In this financial planning activity, students set up personal spending plans based on their resources and their long term plans. Students plan for...
Council for Economic Education
Timing Is Everything
Learners discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Curated OER
Why Save? Better Off Saving
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
Curated OER
Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Curated OER
Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
Curated OER
Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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