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Lesson Plan
Curated OER

Interest Rates

For Teachers 5th - 8th
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
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Lesson Plan
Curated OER

Inflation and Money

For Teachers 9th - 12th
Students examine the relationship between inflation and money. Defining key terms, they define money in terms of its functions and give examples of money. They discover what happens when inflation occurs unexpectedly. They also examine...
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Lesson Plan
Federal Reserve Bank

The Case of the Shrunken Allowance

For Teachers 1st - 3rd Standards
An allowance is an important thing! Make sure your kids know how to save and spend their own money. Using the book The Case of the Shrunken Allowance as a starting point, this plan covers income, spending and saving, counting, and more.
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Lesson Plan
Curated OER

The Hundred Penny Box

For Teachers 4th - 6th
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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Lesson Plan
Curated OER

Money and Credit: Making Good Decisions

For Teachers 6th - 8th
Middle schoolers participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
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Lesson Plan
1
1
Federal Reserve Bank

Less Than Zero

For Teachers 2nd - 4th Standards
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
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Lesson Plan
Curated OER

Less Than Zero

For Teachers 2nd - 4th
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
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Lesson Plan
Curated OER

Borrowing and Lending

For Teachers 4th
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness lesson, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of borrowing money.
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Lesson Plan
Curated OER

Show And Tell

For Teachers 2nd - 5th
Have you ever saved your money to buy something you really wanted? Elementary schoolers share how they saved their money for things they wanted, and they bring in one or two items that they bought with their personal savings.
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Lesson Plan
Curated OER

Making Money Work For You

For Teachers 9th - 11th
Students differentiate between saving and investing money. In this algebra instructional activity, students compare different investment options, recognizing the risks and rewards of investing and integrate investing into their financial...
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Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Lesson Plan
Curated OER

M & M Interesting

For Teachers 6th - 8th
Young scholars compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of...
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Lesson Plan
Curated OER

Money, Commercial Banking, and Interest

For Teachers 12th
Stdents explore the operation of the commercial banking system and the mechanics of money creation through the lending process. They investigate various interest rates to develop the relationship between interest rates and risk and...
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Lesson Plan
Curated OER

Managing Your Money

For Teachers 4th - 7th
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
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Lesson Plan
Curated OER

Children's Literature Across the Curriculum Ideas-If You Made A Million

For Teachers 2nd - 3rd
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Lesson Plan
Curated OER

Does My hair Disrupt Your Learning?

For Teachers 8th - 12th
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
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Lesson Plan
Curated OER

Financial Institution Comparison

For Teachers 8th - 12th
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
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Lesson Plan
Visa

A Way to Wealth: Understanding Interest and Investments

For Teachers 9th - 12th Standards
Money motivates! Help young bankers understand how math plays a part in investing. Give learners math practice while instilling real-world financial literacy skills.
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Lesson Plan
Visa

Kindness Counts: Understanding Charitable Giving

For Teachers 9th - 12th Standards
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both oneself...
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Lesson Plan
Curated OER

The Business of Interest

For Teachers 7th - 12th
Learners learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson, students apply their math skills to real life...
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Lesson Plan
2
2
Federal Reserve Bank

Savvy Savers

For Teachers 9th - 12th Standards
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
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Lesson Plan
Curated OER

Invest in Yourself

For Teachers 9th - 12th
Students develop the concept of finances. In this finance instructional activity, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios...
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Lesson Plan
Curated OER

Why Do People Save?

For Teachers 6th - 8th
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
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Lesson Plan
Council for Economic Education

You Can Bank On This! (Part 3)

For Teachers 3rd - 5th
Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, learners also learn about the workings of an ATM and a checking account.