Curated OER
There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Council for Economic Education
Timing Is Everything
Learners discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Curated OER
Interest: Interest Olympics
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
Curated OER
Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Curated OER
Invest In Yourself
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
Curated OER
Recession Lesson: The Silver Lining of the Economic Downturn
Students discuss money and interest. In this discussing money and interest lesson, students discuss positives of an economic recession. Students discuss how savings rates have increased over time and the general attitude towards...
Curated OER
Data Analysis: Investing is an "Interesting" Experience
Students compute interest earned. In this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
Curated OER
Saving For Retirement
Students examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
Curated OER
I'm in the Money - Practical Money Skills
Students make a budget and utilize math skills to keep a record of what they spend. They use technology and spreadsheets to help them keep track of their money.
Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Curated OER
The Bank of Good Habits
Learners explore investing and saving. For this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz,...
Curated OER
Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
Curated OER
Money Math
Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
Curated OER
Savings
Students investigate the different ways to save money and the reasons for doing so. They use addition, subtraction, multiplication, and division (with whole numberrs, fractions, decimals, and/or percents, mixed numbers) to solve...
Curated OER
Money Museum Tour
Twelfth graders explore the importance of banks in the United States. In this Economics instructional activity, 12th graders participate in a simulation of what happens at a bank. Students discuss their findings.
Curated OER
Spend, Save, Invest or Donate (9-12)
Students explore the concept of personal finance. For this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
Curated OER
Kermit the Hermit
Students consider money management. In this personal finances lesson, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and earning interest.
Curated OER
Math and Money
Students explore financial literacy. For this middle school mathematics lesson, students investigate income, taxes, and costs of living. Students investigate banking and use straightforward computation to learn about savings, simple...
Curated OER
The Leaves in October
Students determine whether or not to save or spend and defend a decision. For this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share profits...
Curated OER
Interest Income
Students identify taxable interest income, and report taxable and tax-exempt interest income.
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...