Curated OER
Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Visa
A Way to Wealth: Understanding Interest and Investments
Money motivates! Help young bankers understand how math plays a part in investing. Give learners math practice while instilling real-world financial literacy skills.
Curated OER
Stretching Your Money with Coupons
Students examine ways to extend their budget with coupons. In this budgeting lesson, students read information about using coupons at the given website. Students make a list of 30-50 products they use in their homes and use online...
PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they learn trustworthiness is...
Curated OER
Does My hair Disrupt Your Learning?
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
Curated OER
Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances activity, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
SaveandInvest.org
The True Cost of Owning a Car
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
Curated OER
Earning a buck? and stretching it?
Students write a feature article and create a visual display explaining how teens can save or invest their money wisely. They research ways to earn interest in today's economy, even if you don't have much money. Students use Internet...
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson plan, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When...
Curated OER
Living on a Fixed Income
Students examine living on a fixed income. In this financial analysis lesson, students discuss living on a fixed income and discuss wants and needs. Students research money saving tips and create a PowerPoint about the topic. Students...
PwC Financial Literacy
Charitable Giving
Charitable organizations and monetary donations to these organizations are the focus of the financial literacy lesson plan presented here. Learners explore how donations benefit both the organization and the people it serves. Each pupil...
Curated OER
The Real Cost of College
How do people pay for college? Learners explore the concept of paying for college, they discuss possible ways to pay for college, research the cost of colleges, room and board, and other college living expenses.
Visa
Financial Forces: Understanding Taxes and Inflation
Take the opportunity to offer your young adults some important financial wisdom on the way taxes and inflation will affect their lives in the future. Through discussion and review of different real-world scenarios provided in this...
Money Math for Teens
Debt Elimination - Power Tools for Building Wealth
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
Visa
The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Visa
Banking Services
From writing and depositing checks to comparing ATM and debit cards, pupils develop financially savvy practices and build foundational knowledge of the financial service products available through banking institutions.
Visa
Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
Curated OER
Energetic Citizenship
Students analyze how to use less energy. In this energy conservation lesson, students discuss fluorescent and incandescent light bulbs and experiment to examine the energy of both sources using thermometers. Students complete the Wattage...
Curated OER
Taking Small Steps
Students write a journal entry about a time when they had to make a tough choice between right and wrong. They read read the newspaper for
to find articles about people have been in situations that required
them to make a personal choice...
Curated OER
Drawing Conclusions
Tenth graders explore why some teenagers take unnecessary risks. In this decision making lesson, 10th graders read an article on risk taking and draw important conclusions on the topic.
Curated OER
Using An ATM
Students engage in a lesson on how to use an ATM, or Automated Teller Machine. They see how to bank with an ATM and practice banking using several different types of transactions. This lesson includes a teaching worksheet to practice...
Curated OER
When People Steal From Me
Students identify the effects of theft to learn that stealing is wrong. In this stealing lesson, students discuss what it feels like to have something stolen. Students make a list of their six favorite things and list why they are...
Curated OER
Community Calendar
Students create a calendar about good citizenship. In this character building lesson, students work in groups to make a citizenship calendar to sell to others. They use the profits to improve their community.