Curated OER
Saving Makes Cents
Students identify ways families save money. In this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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Currency and Exchange Rates
Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....
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Making Good Money Choices
Students identify the needs of their community. In this communities lesson, students use a decision-making model worksheet to determine what community service project they should donate to. Students count the money they have to donate...
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Earning Money
Where does money come from? Is it limitless and always available? Introduce your youngsters to the concept of earning through jobs and/or chores with a matching activity and provided worksheets.
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Where Does All the Money Go?
Students explore the concept of uses for money. In this uses for money lesson plan, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs...
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Making Choices
Second graders explore financial decision making. In this introductory economics lesson plan, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices based on...
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Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...
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Invest In Yourself
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management instructional activity, students apply their knowledge of finance components and create their own web...
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Money and Business (Art)
Third graders investigate world currency by creating their own coin art. In this government lesson, 3rd graders examine the characteristics of different coins and create their own design for a new one. Students discuss and present...
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Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
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Spend, Save or Donate
Young scholars identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Money and Business
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. For this budget lesson plan, 3rd graders create their own budget and test it out with the play money.
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
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The Pickle Patch Bathtub
What do your pupils want to save up their money for? Based around the book The Pickle Patch Bathtub, this lesson covers opportunity cost, saving, and spending. Learners participate in a discussion and practice making their own savings...
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Creating a Savings Chart
Student create a savings chart given a set allowance per week. They explain how people in the local community make choices about using goods, services, and productive resources, and how they compare costs and benefits in economic...
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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I'm in the Money - Practical Money Skills
Students make a budget and utilize math skills to keep a record of what they spend. They use technology and spreadsheets to help them keep track of their money.
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Students discuss the progress each family made financially after three months, and then make their own financial plan.
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Math In Everyday Life
Second and third graders solve word problems involving both time and money. First the class works together to solve basic addition, subtraction, multiplication, and simple fraction problems (these examples are provided). After solving...
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Glo Goes Shopping
Making decisions can be very difficult. Show your class one way to evaluate choices with this instructional activity, which is inspired by the book Glo Goes Shopping. Learners practicing using a decision-making grid with the content of...
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Thinking About Money
Students explore the concept of a personal budget. In this philanthropy lesson, students use a Venn diagram to compare 2 stories in which the main characters spend money in different ways.
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share profits...