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Lesson Plan
Curated OER

Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
Learners explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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Lesson Plan
Curated OER

Saving and Investing

For Teachers 5th
Fifth graders participate in activities to promote understanding of investing and saving. In this saving and investing lesson, 5th graders design a portfolio, play a card game and write a skit about the importance of investing.
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Lesson Plan
Curated OER

Less Than Zero

For Teachers 2nd - 4th
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
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Lesson Plan
Curated OER

Cyber Currency, Currently

For Teachers 4th - 6th
Learners explore the value of currency and how to save and earn interest. In a key lesson, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!
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Lesson Plan
Council for Economic Education

Timing Is Everything

For Teachers 9th - 12th
High schoolers discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
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Lesson Plan
Curated OER

The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Lesson Plan
Curated OER

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  For this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
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Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 2nd - 4th
Learners explore personal finances. For this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Learners examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs...
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Lesson Plan
Curated OER

The Leaves in October

For Teachers 3rd - 5th
Learners determine whether or not to save or spend and defend a decision.  In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Learners read a story where two girls share...
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Lesson Plan
Curated OER

Creating a Savings Chart

For Teachers 3rd
Student create a savings chart given a set allowance per week. They explain how people in the local community make choices about using goods, services, and productive resources, and how they compare costs and benefits in economic...
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Lesson Plan
Curated OER

Introduction to the National Debt

For Teachers 9th - 11th
Students relate the national debt to the economy. In this algebra instructional activity, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze...
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Lesson Plan
Curated OER

Green Stuff: Designing an Earth-Friendly Room

For Teachers 7th - 8th
In this activity students explore earth-friendly materials that can be used in home environments. They learn about the relationship between the environment and design, and use a variety of problem-solving strategies. They work in...
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Lesson Plan
Curated OER

Money Management Part III: Savings Accounts and Cash vs. Credit

For Teachers 7th - 8th
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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Lesson Plan
National Security Agency

Money Maters: Integers are Integral!

For Teachers 5th - 7th Standards
A thoroughly-written lesson plan and a plethora of worksheets about integers comprise this resource. Neophyte number crunchers learn to recognize integers, add and subtract them, and apply the concepts to the designing of a personal...
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Lesson Plan
Visa

Saving and Investing

For Teachers 7th - 8th Standards
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
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Lesson Plan
DiscoverE

Textbook Support Challenge

For Teachers 3rd - 8th
Textbooks are heavier than a sheet of paper, so how can paper hold up a textbook? Young engineers create a structure out of paper that can support a textbook. To add another wrinkle, they must stay within budget and time constraints.
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Lesson Plan
Curated OER

Funding a Way to the Top

For Teachers 6th - 12th
Review economic vocabulary, presidential election campaigns, and current campaign budgets (2004). Your class will determine how they feel about the amount of money spent on presidential campaigns, they will read an informational article,...
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Lesson Plan
Curated OER

NIGHT AND DAY: DAILY CYCLES IN SOLAR RADIATION

For Teachers 9th - 12th
Students examine how Earth's rotation causes daily cycles in solar energy using a microset of satellite data to investigate the Earth's daily radiation budget and locating map locations using latitude and longitude coordinates.
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Lesson Plan
Curated OER

The Role of the Judiciary in a System of Separation of Powers and Checks and Balances

For Teachers 9th - Higher Ed
Students determine the difference between the different branches of government and assess the role of each within the American governmental system.
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Lesson Plan
Curated OER

Cultural Environment during the Great Depression

For Teachers 11th
Eleventh graders research American culture of the Great Depression. In this role-playing lesson, groups of students develop "talking points" for their assigned topic and condense them into a Powerpoint or Hyper Studio presentation.
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Lesson Plan
Curated OER

Build Your Dream Bedroom

For Teachers 7th Standards
Designers measure their own rooms and produce a scale drawing. They use the Internet to visit sites to find the costs of purchasing new carpet, paint, or anything else they would like to add to their room. Using a $1500 budget, they will...
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Lesson Plan
Curated OER

How to Achieve Your Financial Goals

For Teachers 2nd - 5th
Students explore economics by creating a budget. In this financial goal setting lesson plan, students investigate their use of time by completing a worksheet. Students identify financial goals they would like to achieve in the next...
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Lesson Plan
PLS 3rd Learning

Vehicle Comparison Shopping

For Teachers 9th - 12th
This is part of a larger unit on cars (financing, insurance, budget, etc.). Before comparison shopping for their ideal car, teens fill out a survey on their transportation preferences. In related lessons, they consider financing,...
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Lesson Plan
Curated OER

Dream Phone of Basic Phone?

For Teachers 9th - 12th
Learning to be a savvy shopper can make or break the bank. Upper graders research five different cell phone carriers to see if they'll have enough money in their imaginary budget for a dream phone or a basic phone. They create either a...