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Needs or Wants

For Teachers 1st - 6th
Students explore which items are needs and wants and explore basic budgeting principles.
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Painting a Mural

For Teachers 10th - 12th
Students research create and design symbols to welcome students to their school. They present their idea to the class that includes a budget. The class work together to paint the mural.
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Desperation: The Great Depression

For Teachers 9th - 12th
Students examined the feelings of hopelessness that can result from losing their income, much like one-third of Americans experienced during the Depression in a small group lesson of a mock household. Students create a household budget...
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Plan A Meal For A Family Of Four

For Teachers 4th
Fourth graders use critical thinking skills in order to plan a meal for a family of four. They integrate the knowledge of the Food Pyramid in order to make the meal acceptable. Students use a budget and then create a list for shopping...
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Fall Clothing Sale

For Teachers 3rd - 5th
Pupils shop for clothing. In this fall clothing sale lesson, students examine circulars for items to purchase within their budget.  
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Let's Go Shopping

For Teachers 7th
Seventh graders calculate sales tax and apply discounts regarding a set budget. They create a shopping list, apply tax and discounts, complete a worksheet, and calculate their total cost to equal as close to $1000.00 as they can without...
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Going Camping

For Teachers 6th - 8th
Students explore the concept of budgeting. In this budgeting lesson, students pretend to have $120 to spend on camping gear for a camping trip. Students decide which items are absolutely necessary. Students calculate the total amount...
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On Your Own

For Teachers 7th
Seventh graders research a certain type of job. They write the details of finding the job and describe the job duties. Students also describe a living arrangement and all the costs associated with it. Then they create a physical budget...
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Prom Date

For Teachers 9th - 12th
High schoolers use the internet to research the cost of going to the school prom. As a class, they brainstorm about the things needed in order to go to the dance and use advertisements to make a budget. After all of the data is...
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The Cost of Life

For Teachers 3rd - 8th
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
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Family Purchases

For Teachers 4th - 6th
Students generate a gift list for their family members making sure the costs remain under budget. They research the cost of items on the internet, calculate sales tax, and determine the total cost for all of the gifts.
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Toothpick Bridges

For Teachers 7th - 10th
Students study the techniques of building a bridge. They explore different type of bridges and then plan and build a bridge to specified instructions. Students draw plans, keep a budget, and prepare balance sheets during their bridge...
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Costing A Garden

For Teachers 5th - 8th
Students work in groups and plan a garden within a budget. They investigate appropriate plants for their area, compare and report prices. As a group, they consider the shape, size, type of soil, and draw a layout of the planned garden....
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Small Busines Schemes

For Teachers 9th - 12th
Pupils investigate a small business and its profitability. In pairs, as they research a business adventure, students consider the capital outlay, maintenance, office space, prices, insurance, and profit and loss statements. Pupils design...
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The NHS: Central Government Spending

For Teachers 7th - 10th
Students explore England's National Health Service (NHS). They identify problems and suggest solutions to an imaginary incident. Students plan the hospital budget. They discover that spending decisions are political.
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Count Your Credit

For Teachers 9th - 12th
Learners begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...
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Saving Money On Household Items

For Teachers 9th - 12th
Students use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This lesson is intended for students acquiring English.
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Pay Check Advance Loans

For Teachers 7th - 12th
Students explore the implications of obtaining loans. They assess interest rates, amount to be paid back, and the implications if they do not pay back the loan on time. Students develop a comparison chart.
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Christmas Shopping on the Internet

For Teachers 4th - 5th
Students utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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Shopping

For Teachers 5th
Fifth graders simulate a shopping experience. Students are given a specified amount of money and they must spend it. Students choose five items they wish to purchase and determine if they can afford the items.
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Making a Spreadsheet

For Teachers 5th - 8th
Students explore spreadsheet software.  In this personal finance and computer technology lesson, students develop a vacation spreadsheet on the computer.  Students represent hotel, food, transportation, and entertainment costs...
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Comparison Shopping

For Teachers 2nd - 6th
Students practice developing budgets. In this financial awareness lesson, students read The Monster Money Book and list ways the characters saved money in the story. Students plan a budget and demonstrate how to look for bargains when...
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Currency Conversion

For Teachers 9th - 12th
Young scholars use the World Wide Web to research and convert US dollars to foreign currency and create a budget for a trip.
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Comparison Food Shopping: Buying Groceries for Two People for One Week

For Teachers 12th
Twelfth graders investigate how to develop a simple food budget for two using newpaper ads, the basic four food groups, and calorie counts.