Carolina K-12
Personal Financial Literacy: Using Credit Wisely
What is credit, and what are its advantages and disadvantages for purchases? Your class members will learn about different types of loans, such as student and mortgage, how interest factors into credit use, credit reports, and ultimately...
Federal Reserve Bank
Credit Cards - A Package Deal
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
Federal Reserve Bank
Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
Curated OER
"House of Cards"
Students explore different aspects of credit card use and discover some tools to help them use credit wisely. They listen to a scenario that students might encounter once they "get out into the real world." Students are given a copy of a...
Curated OER
Charge Cards!
Students identify and define the various types of credit cards and credit card offers. For this credit cards lesson, students identify the pros and cons of managing a credit card account. Students locate information on the Federal...
Curated OER
Credit Interview
Student determine a safe debt load. In this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
Curated OER
HOW TO EVALUATE THE TRUSTWORTHINESS OF CONTENT-ORIENTED WEB SITES.
Students objectively learn how critically evaluate Web sites for utility, trust, and reliability. In this lesson, students learn that some Web sites might be deceiving in their intent despite their popularity.
Curated OER
Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. In this financial literacy activity, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
Curated OER
I'll Just Charge It
Third graders explore advantages and disadvantages of credit card use before they fall into the credit trap!
Federal Reserve Bank
Federal Reserve Bank of Philadelphia: Payment Cards [Pdf]
A consumer primer on different types of payment cards (i.e., credit cards, debit cards, and prepaid cards), and the advantages and disadvantages of each.
PBS
Wnet: Thirteen: What's Up in Finance?: It Costs What?
An interactive game helps students learn the extra costs involved with using credit cards. Find out how a group of teens can purchase the exact same products in the same store yet pay different amounts for them.
Language Guide
Language Guide: El Dinero
These interactive vocabulary words pertain to words one would need to know in dealing with money. Pop-ups play audio with Spanish pronunciation and display correct spelling when the mouse is moved over each illustration.
Federal Reserve Bank
Federal Reserve Bank of St. Louis: Cards, Cars, and Currency
A unit on personal finance related to debit cards, credit cards, and purchasing a car designed to help students develop financial responsibility.
Other
Master Card
Personal and business services from MasterCard, a leader in American industry and finance.
PBS
Frontline:secret History of the Credit Card
Visit this PBS site before getting a credit card. Read the "Eight Things A Credit Card User Should Know" and find out what the real cost can be to use one. Take the credit card quiz to see how much you learned.
Alabama Learning Exchange
Alex: College Bound: Moving Out!
Lesson plan for students exploring aspects of preparation for college, including writing an application essay, applying for financial aid, understanding a lease, and evaluating credit cards. Website research is combined with various...
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau: Credit Cards
Thinking about opening a credit card? This resource gives consumers information about maneuvering the credit process. Use the interactive guide to learn more about terms and fees offered by credit cards. Also, open the online calculator...
PBS
Pbs: Secret History of the Credit Card
A site designed for teachers to accompany the PBS documentary by the same name. Lists of resources and handouts can stand alone.
Other
The Mint: Ideas for Teachers: Credit: Buy Now Pay More Later
This lessons plan tests students knowledge on credit cards and includes learning activities to teach them everything from decision-making to credit card interest.
Other
The Mint: Credit Card i.q.
Test your knowledge about credit cards by taking a quiz about the true tales of credit cards.
Other
Resources for Implementation: Isabella's Credit Card
A lesson plan in which young scholars use real-world problems to better understand the math involved in credit card purchases and interest payments.
Other
Spainarts: Ribera, Jose De
This site is provided for by Spainarts. Paintings of this famous Spanish artist in the Parado Museum, Madrid, plus a short biography.
Other
Credit Card goodies.com
A site for people who pay off their credit card balance at the end of each month. Credit Card Goodies helps this demographic find the best possible deals.
Other
Economic Awareness Council: Credit Control [Pdf]
Learn about responsible use of credit and credit cards, your credit score and why it is important, and how to get out of debt if you've already overextended your finances.