Carolina K-12
Personal Financial Literacy: Using Credit Wisely
What is credit, and what are its advantages and disadvantages for purchases? Your class members will learn about different types of loans, such as student and mortgage, how interest factors into credit use, credit reports, and ultimately...
Curated OER
Four Dollars and Fifty Cents
Students use the book, Four Dollars and Fifty Cents, to discover ways that creditors can obtain payment from reluctant debtors
![Federal Reserve Bank of Philadelphia: Payment Cards [Pdf] Activity](http://content.lessonplanet.com/resources/thumbnails/409973/large/bwluav9tywdpy2symdiwmduymc0xmdm2ny0xzwsxnnq5lmpwzw.jpg?1589982797 "Federal Reserve Bank of Philadelphia: Payment Cards [Pdf] Activity")
Federal Reserve Bank
Federal Reserve Bank of Philadelphia: Payment Cards [Pdf]
A consumer primer on different types of payment cards (i.e., credit cards, debit cards, and prepaid cards), and the advantages and disadvantages of each.
Next Gen Personal Finance
Next Gen Personal Finance: Managing Credit
Lessons and activities to teach students about managing credit.
Federal Trade Commission
Federal Trade Commission: Consumer: Recovering From Identity Theft
Identity theft is a serious crime and it's important to act fast if this happens to you. Learn how to tell if your identity is stolen and what to do about it.
University of Missouri
University of Missouri: Wise Pockets: Four Dollars and Fifty Cents
This is a lesson geared towards elementary level students. Using the book Four Dollars and Fifty Cents by Eric Kimmel, the teacher instructs students about the terms creditor, debtor, collateral, credit, and credit report. Lesson...
PBS
Pbs: Secret History of the Credit Card
A site designed for teachers to accompany the PBS documentary by the same name. Lists of resources and handouts can stand alone.
Other
Credit Reports
This site explains credit reports, credit bureaus, denial of credit, credit counseling, credit fraud and protection, improving credit, and filing for bankruptcy.
Federal Reserve Bank
Federal Reserve Bank of Philadelphia: Understand & Improve Your Credit Score
Find out how your credit score is figured, why it is important to keep a high credit score, and some tips on how to keep your rating high.
Other
Visa: What's My Score
When you are ready for a car, for a place of your own, for nice furniture, would you be able to charge it on a credit card? Here's a site that can give you great advice about building good credit when you head out on your own.
Other
Experian: Credit Score Basics
[PDF] An explanation of credit scores and credit reports from one of the three major credit reporting companies.
Other
Debt: Auto Loan: New & Used Car Loan Options
This website outlines the potential sources where loans can be obtained in order to purchase a vehicle as well as the different types of auto loans.
Federal Reserve Bank
Federal Reserve Bank of Atlanta: Why Is Good Credit Important?
Introduces students to the relationships among credit history, credit report, and credit score and shows how essential maintaining a good credit history is to financial stability.
Federal Trade Commission
Federal Trade Commission: Consumer: Your Credit History
Your credit history is important if you want to get a loan, a job, an apartment, or a credit card. Learn how to get credit and what goes into a credit report. Be sure to check your report often to make sure the information is correct.