Carolina K-12
Personal Financial Literacy: Using Credit Wisely
What is credit, and what are its advantages and disadvantages for purchases? Your class members will learn about different types of loans, such as student and mortgage, how interest factors into credit use, credit reports, and ultimately...
Curated OER
The Determination of Interest Rates and Their Effect on Investment Decisions
Use this worksheet on interest to help your class practice important skills. Learners fill in the blanks for questions relating to interest, plot supply and demand schedules on a graph, complete a table, and solve problems.
Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Curated OER
M&M Interesting
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
Curated OER
Manhattan & the Indians
In this Algebra I activity, 9th graders determine the interest rate at which you would have to invest $24 in 1626 in order for it to be worth $730 trillion in 2007. The one page activity contains one problem. Answer is provided.
Curated OER
Carshop!
Students explore the concept of interest. In this interest instructional activity, students shop for cars and determine the payments and interest rates for various cars. Students use various websites to research cars and interest rates...
Curated OER
Using Quadratic Equations
In this using quadratic equations worksheet, 9th graders solve and complete 12 various types of problems. First, they use the compound-interest formula to solve for r in each equation. Then, students use a calculator and approximate...
Curated OER
It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand instructional activity, students create a career plan and personal budget of...
Curated OER
Calculating Interest
In this calculating interest instructional activity, 7th graders solve 10 different problems that include determining the simple interest in each box. First, they identify and define the terms for finding the simple interest in each....
Curated OER
Mathematics Applications
In this annual percentage rate worksheet, 10th graders solve 4 different word problems that relate to determining the interest rate and balance due for each problem. They solve each problem using an annual percentage table when...
Curated OER
Algebra Word Problems
In this inequality word problem worksheet, students solve ten word problems related to algebra and inequalities. They first determine how many pounds of cheese it would take to make a specific amount of grated cheese topping. Students...
Curated OER
Interest Problems
In this interest problem worksheet, students read investment problems and determine necessary information. They compute the amount of simple interest earned, find the principal, or determine the time. They identify the principal,...
Curated OER
The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Curated OER
Math Applications 12
In this mortgages worksheet, students solve 2 different problems that include 2 or more parts to each one. First, they determine the total amount a couple will pay for their house, how much the cost is interest, and what portion of the...
Curated OER
VAROOOOOOMMMMMMMMMMMM!!!!!!!!!!!!!
Students simulate purchasing a car. They use various search engines on the Internet to research the car purchase. Students investigate types of cars, trade in value, insurance costs, interest rates and monthly costs.
AAA Math
Aaa Math: Simple Interest
This AAA Math lesson contains an explanation of simple interest and the formula for calculating simple interest. Links to practice problems and learning games.
The Federal Reserve System
Federal Reserve Board: Structural Changes in the Economy and Financial Markets
This site has a speech given by Alan Greenspan December 5, 2000. It discusses the economic changes the United States had undergone in the 1990s. The reading is sophisticated, but some of the information is written to be accessible to...
![Federal Reserve Bank of St. Louis: Less Than Zero [Pdf] Lesson Plan](https://d15y2dacu3jp90.cloudfront.net/images/attachment_defaults/resource/large/FPO-knovation.png "Federal Reserve Bank of St. Louis: Less Than Zero [Pdf] Lesson Plan")
Federal Reserve Bank
Federal Reserve Bank of St. Louis: Less Than Zero [Pdf]
This lesson accompanies a story by Stuart J. Murphy called Less Than Zero and teaches students about how to manage their money by saving it and setting goals for themselves.
Math Is Fun
Math Is Fun: Compound Interest Calculator
A calculator based on the compound interest formula that can be used to determine the Present Value, the Future Value, the Interest Rate, or the Number of Periods. You can select the type of compounding, the effective annual rate, and...
Math Is Fun
Math Is Fun: Compound Interest
Explains, with examples, what compound interest is and how to calculate it using a formula. Also shows how to work backwards to calculate the present value of an investment, how compound interest is calculated for different compounding...
Next Gen Personal Finance
Next Gen Personal Finance: Managing Credit Data Crunch
Data Crunches feature one chart or graph followed by five scaffolded questions to guide students through analyzing the data and drawing conclusions. These sets of data help students understand financial concepts.
Math Medics
S.o.s. Math:applications of Exponential and Logarithmic Functions: Interest Rate
A set of examples and exercises that cover interest rate problems and how to solve them using exponents and logarithms.
Other
Financial Pipeline: Forecasting Interest Rates
Discusses the extent to which monetary policy, loose or tight, influences interest rates. Also discusses inflation and demand for capital as important for interest rates.
eFunda
Apr Calucaltor
This site is an interactive site that will calculate the APR when given the loan amount, the extra cost, the interest rate, and the number of months of the loan.