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Lesson Plan
Curated OER

Basic Budgeting

For Teachers 6th - 9th
Students create a personal budget.  In this creating a personal budget lesson, students create a list of 3 necessary things they need to survive.  Students rank these things in order of importance and determine their cost.  Students...
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Lesson Plan
Curated OER

How Much for Your Name?

For Teachers K - 2nd
Learners create different coin combinations for a single amount, practice counting, demonstrate their knowledge of the value of coins and demonstrate their knowledge of coin combinations.
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Lesson Plan
Curated OER

Scoring a Financial Education

For Teachers 10th - Higher Ed
Students explore the concept of money management. In this money management lesson, students read an article about students taking a finance course in high school and college. Students discuss the importance of money management. Students...
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Lesson Plan
Curated OER

Kermit the Hermit

For Teachers 1st - 4th
Students consider money management. In this personal finances instructional activity, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and...
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Lesson Plan
Curated OER

Time Value of Money- Compound Interest

For Teachers 7th - 11th
Students study the concept of compound interest as it relates to the time value of money.
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Worksheet
Curated OER

Estimating With Decimals

For Students 4th - 8th
In this math learning exercise, students complete 14 problems where they estimate money amounts and multiplication products using numbers with decimals. Examples are provided in this well-designed learning exercise.
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Lesson Plan
Curated OER

Lemonade Business Stock Market Intro

For Teachers 3rd - 6th
Students role play as business owners in order to learn about how certain aspects of business works. In this 3rd - 6th grade lesson plan, students experience creating and running their own business, including earning profits and...
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Lesson Plan
Curated OER

A Gift for Mama

For Teachers 5th - 7th
Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...
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Lesson Plan
Pennsylvania Department of Education

Making Change

For Teachers Pre-K - 2nd
Students make change from play money they use based on prices mentioned in a book they read. In this making change lesson plan, students use subtraction to find their change amount.
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Lesson Plan
Curated OER

How much does soap cost?

For Teachers 3rd
Third graders practice the division concept.  In this dividing lesson, 3rd graders watch a video that gives a simple division word problem. Students work collaboratively to find the solution.
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Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
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Lesson Plan
Curated OER

Interest Rates

For Teachers 5th - 8th
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
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Lesson Plan
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Curated OER

Using Counting-on Strategy for Purchasing

For Teachers 9th - Higher Ed
Intended for learners with autism and developmental disabilities, this lesson uses the strategy of counting-on to enhance independent shopping skills. Learners will practice counting on to the next dollar value in order to purchase items...
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Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 11th
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
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Lesson Plan
Curated OER

Introduction to the National Debt

For Teachers 9th - 11th
Students relate the national debt to the economy. In this algebra lesson, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze their findings...
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Lesson Plan
Curated OER

Does My hair Disrupt Your Learning?

For Teachers 8th - 12th
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
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Lesson Plan
Curated OER

Econ in a Bag

For Teachers 2nd - 3rd
Here is a nice idea, have your young entrepeneurs form their own companies. Each company is given a paper bad to locate and place resources in that they can use to create products their businesses sell on Sale Day. They identify and...
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Lesson Plan
Curated OER

Money Management Part III: Savings Accounts and Cash vs. Credit

For Teachers 7th - 8th
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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Lesson Plan
Curated OER

Buying on Credit

For Teachers 8th - 12th
Explore using credit in this financial responsibility and math lesson. Learn to identify the acronym of "PRT" as Principle x Rate x Time, then calculate interest based on this formula. Do some real-world problem solving and choose...
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Lesson Plan
Curated OER

Cutting Expenses

For Teachers 5th - 8th
Learners explore budgeting. In this finance and math lesson, students brainstorm ways in which households could save money. Learners view websites that give cost reducing ideas. Students complete an expense comparison chart and use the...
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Lesson Plan
National Education Support Service

Division Note Cards

For Teachers 6th Standards
Sixth graders create note cards to divide multi-digit whole numbers by two-digit numbers and divide decimals that represent money by whole numbers in a simpler and faster fashion. They write the rules and examples of each on the cards...
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Lesson Plan
Actis

Handling Data: Probability, Tree Diagrams

For Teachers 6th - 8th Standards
Clean, but captivating, two online simulations demonstrate probability for middle schoolers. They can choose the number of coins and tosses and watch as the results pile up. They can choose from a variety of spinner types and the number...
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Lesson Plan
Curated OER

2002 State Flower Show

For Teachers 2nd - 3rd
Here is another State Quarter lesson plan. This one uses the Mississippi State Quarter. Pupils utilize beautifully-designed worksheets embedded in the plan, to practice calculating which combinations of flowers they can afford to buy....
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Lesson Plan
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Curated OER

A Lifetime of Savings

For Teachers 9th - 12th Standards
Sometimes people who seem to lead what would be considered an ordinary life do extraordinary things. Such was the case with Oseola McCarty, who donated a large sum of money for a university scholarship fund in her name. Oseala lived her...

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