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Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and...
Curated OER
Thinking About Money
Young scholars evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Young scholars...
Curated OER
Saving For Retirement
Students examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
Curated OER
Budget It!
In this managing money worksheet, students record all their families expenses and draw a pie chart showing how much money goes where. Students express the importance of planning how to spend money on the lines provided.
Curated OER
Managing Your Food Money
Students investigate family budgeting methods. In this family budget lesson, students examine the wages and expenditures of family and participate in a simulation that requires them to employ the envelope budget method.
Curated OER
Money Matters: The Importance of Global Cooperation
Students explore the International Monetary Fund (IMF). In this global economics lesson plan, students prepare for a field trip to the IMF as they examine the history of the IMF and their role in global trade.
Curated OER
The Art of Budgeting
Students create a plan to achieve personal and financial goals. For this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present...
Curated OER
Bingo Brown and the Language of Love
Students study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest, and loans....
Curated OER
RISKY BUSINESS--OR NOT!
Students learn about the importance and risk that stocks carry within a business. In this financial management instructional activity, students use role play and case scenario situations to decide what stocks are best for given...
Curated OER
Cards, Cars and Currency
Students investigate the deals presented with cards. In this math lesson, students investigate the pros and cons of having a credit card. They calculate interest and fees for credit cards.
Curated OER
Meet Kit: An American Girl
Students explore economics by participating in a role-play activity. In this consumerism lesson, students identify the Great Depression, the cause of the financial collapse and the devastation it caused people their own age. Students...
SaveandInvest.org
The True Cost of Owning a Car
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
SaveandInvest.org
Introduction to Earning Interest: Grades 9-10
Does your bank pay you for allowing them to hold your money? The lesson covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.
SaveandInvest.org
Introduction to Earning Interest: Grades 11-12
Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts....
Curated OER
Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
Illustrative Mathematics
Movie tickets
This is a good Common Core question that relates inflation to operations with decimals and rounding. Young learners are asked to find out if an amount of money can purchase the same amount of movie tickets in 2012 as it did in 1987. They...
Curated OER
Careers Using Mathematics
Students role play the role of an employee who is to open a new department for people interested in careers using math. Using the Internet, they research the various types of careers and describe them in a portfolio. They also examine...
Curated OER
Reality Check
Fourth graders practice living on a budget. They must plan for rent, utilities, and food and determine if they can afford the luxuries of a phone, car, gas, movies, clothes, etc., using a newspaper to gather their information.
PricewaterhouseCoopers
Consumer Fraud
Falling into the hands of a credit scam is much too common these days, and the young adults in the classroom need to be prepared. Through the activity, learners discover how to be a safe spender and use common sense when...
PwC Financial Literacy
Finanacial Responsibility and Decision Making: Personal Information and Identity Theft
Elementary schoolers look into the very real, and scary, practice of identity theft. They discover the main techniques used by people who steal other people's identity. Learners produce an identity theft tip sheet and share their tips...
PricewaterhouseCoopers
Credit and Debt: Understanding Credit Reports and Managing Debt
Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The lesson covers credit scores and ways to strengthen credit if...
PricewaterhouseCoopers
Buying a Home: Income vs. Monthly Payments
Purchasing a house takes more plan than elementary schoolers realize. Each buyer will look at monthly income to determine what they can afford for a mortgage and other expenses.
PricewaterhouseCoopers
Risk Management and Insurance: Insurance Costs and Considerations
Compare the different types of insurance with high schoolers, and have them learn the benefits and costs of medical, auto, and home policies. The resource addresses what makes some insurances more costly and what teenagers can do to...
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they...