Lesson Plan

Introduction to Earning Interest: Middle School

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This Introduction to Earning Interest: Middle School lesson plan also includes:

Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money market accounts.

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CCSS: Adaptable
Additional Tags
Instructional Ideas
  • After the lesson, introduce students to bankrate.com where they can use calculators to figure interest
  • Challenge students to figure out how much they would need to invest at age 15 at 2% APR in order to have one million dollars by age 70

 

Classroom Considerations
  • Requires prior knowledge of applying formulas and rounding
Pros
  • Lesson includes guided practice, independent practice, and answer keys
  • Provides instruction on how to solve each problem by hand and with a formula
  • Presents vocabulary in a clear, easy-to-understand way

 

Cons
  • None
Common Core