PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
Curated OER
Finance Formulas Review Sheet
Keep your finances straight—more like finance formulas straight—with a well-organized formula guide full of everything you need. Starting with simple interest and ending with future and present value, this sheet can be useful for many...
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
PricewaterhouseCoopers
Saving and Investing: Building Wealth for Financially-Secure Futures
While spending is fun, saving for a retirement is the future. Young adults learn about the importance of saving and different opportunities to do so during their adulthood.
Federal Reserve Bank
It's Your Paycheck
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...
Federal Reserve Bank
So How Much Are You Really Paying for that Loan?
Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements that outline the...
Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...
Federal Reserve Bank
Credit Reports—and You Thought Your Report Card Was Important
Get the facts about credit and take a close look at what factors into a consumer credit report with this fantastic lesson. Your pupils will read informational texts, read sample financial documents, and discuss the advantages and...
Carolina K-12
Personal Financial Literacy: Using Credit Wisely
What is credit, and what are its advantages and disadvantages for purchases? Your class members will learn about different types of loans, such as student and mortgage, how interest factors into credit use, credit reports, and ultimately...
CK-12 Foundation
Simple Interest
Mathematicians manipulate a mountain of money to solve six questions about simple interest. Question types include several multiple-choice and one discussion.
Radford University
Surviving the Month
Pupils create budgets based upon family expenditures. They determine what the monthly payments will be for buying a car and a house based on compound interest for the total amount.
Concord Consortium
Smart Money
Watch the money grow daily. Scholars tackle a problem to determine how much money they will have if a dollar grows at 10 percent compounded daily after a month. Using that knowledge, learners notice the difference between varying savings...
College Board
2002 AP® Macroeconomics Free-Response Questions Form B
What would happen if the federal government replaced the income tax with a national sales tax? Learners consider the consequence and other economic scenarios using authentic College Board materials. Scholars also evaluate the role of...
Council for Economic Education
Calculating Simple Interest
How much is owed? A calculated resource introduces the simple interest formula with a video that describes how to use it. Classmates then show what they know by answering questions within a simple interest worksheet.
5280 Math
Interesting Times
Gain a little interest in functions with a real-life task. Young scholars analyze home loan data with a geometric sequence and series. They use the models to make predictions about the total loan payments at certain intervals in a useful...
California Department of Education
Preparing for My Future
Your future is what you make it! Eighth graders launch their career searches in the first of six career and college readiness lessons. Scholars research to discover their extracurricular options both in and out of school, then locate...
California Department of Education
My Dream Career
Is your job a dream come true? Career seekers research to discover what their ideal jobs might be in the second of five career and college readiness lessons for sixth graders. After determining their occupational clusters, individuals...
California Department of Education
Me and My Career
Your career search starts here! Sixth grade scholars begin their journey toward college and career readiness in the first of a five-part series of lessons. Individuals identify where their interests lead them using the Holland code, then...
California Department of Education
Who Am I?
Get in touch with your sense of self! The fifth and final lesson in a series of college and career lessons for fifth graders reinforces the relationship between interests and career choices. Pupils play a scenario-driven game, then dig...
California Department of Education
Learning About Myself
Let the journey begin! Fifth graders take their first steps down the road of self-discovery during the first of five career and college readiness lesson plans. After taking an interests inventory, groups create a graphic representation...
Project Maths
Introduction to e
First there was pi and now there's e. A discovery-based lesson helps learners find a pattern in compound interest as the compounding period changes. Their investigation results in the discovery of the number e. The lesson is the first in...
Council for Economic Education
A Penny Saved
A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....
Teacher Created Resources
How to Calculate Discounts and Sales
Teach discounts and sales with a straightforward worksheet. After reviewing the concept, pupils solve word problems related to dollars and percentages. The second half of the sheet prompts learners to continue solving problems related to...
CK-12 Foundation
Continuous Interest
Continue teaching your financial scholars about interest. A slider interactive has users investigate the growth of an account earning continuous interest. A set of challenge questions has them solve problems given a variety of situations.