Curated OER
Savings and Consumption
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget according to a...
Curated OER
Smart Consumers, Smart Choices
Learners see what it means to be a smart consumer by engaging in a level-headed analysis of budget, opportunity costs and self-regulation. They compare prices within a service field, and weigh the choices of spending money on that item.
Curated OER
A Gift for Mama
Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...
Curated OER
A Trip to the Toy Store
First graders recognize and identify the value of a penny, nickel and dime. They spend play money in a simulated toy store and match their coins to the purchase price of a toy of their choice.
Curated OER
Alexander, Who Used to Be Rich Last Sunday
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and well-organized...
Curated OER
Bright Ideas for Bringing up Smart Savers
Pupils explore the concept of saving money. In this saving money activity, students read an article about saving money. Pupils discuss ways to save money and what makes it difficult to save money. Students compare prices of products.
Curated OER
There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
Kermit the Hermit
Young scholars consider money management. In this personal finances instructional activity, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Young scholars examine methods of...
Curated OER
Term Deposits: Worth the Wait?
Learners study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
Curated OER
Recession Lesson: The Silver Lining of the Economic Downturn
Young scholars discuss money and interest. In this discussing money and interest instructional activity, students discuss positives of an economic recession. Young scholars discuss how savings rates have increased over time and the...
Curated OER
Spending: Spend Wisely
Students investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
Curated OER
Budget Mania
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this lesson.
Curated OER
The REAL Cost of College
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
Curated OER
Save the Bay!
Students explore environmental protection by creating a presentation in class. In this Chesapeake Bay activity, students discuss the current threats from human beings towards the delicate balance of life near the bay. Students identify...
Curated OER
Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money
Students plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Curated OER
A Money Plan
Students discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
Curated OER
Budgeting
Students establish budgeting techniques. In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
Curated OER
Where Do We Get the Money We Spend?
Students discuss the sources of income for people in their community. They examine why different jobs are paid different wages. They also classify productive resources in the economy.
PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they learn trustworthiness is...
Curated OER
Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Federal Reserve Bank
Cotton in My Sack
As part of a study of saving choices and opportunity costs, class members listen to a reading of Lois Lenski's Cotton in My Sack, and then evaluate the spending choices made by the Hutley family.
Curated OER
Show-Me Economics
Third graders distinguish between savings and spending. Students graph out a variety of important Economic concepts/vocabulary. They set up an imaginary job to save money and spend money.