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Lesson Plan
Curated OER

Savings and Stocks

For Teachers 9th - 12th
Work together to brainstorm answers to different questions related to the savings of American people. Draw a bar graph representing stocks. Practice using new economic terms as well.
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Lesson Plan
Curated OER

Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
Students explore the concept of personal finance. For this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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Lesson Plan
Curated OER

Shopping

For Teachers 1st - 2nd
Young scholars demonstrate how to count money through a simulated shopping experience. In this consumer math lesson, students read the book Just Shopping With Mom and count play money to illustrate how much the items in the book cost.
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Lesson Plan
Curated OER

Money Matters

For Teachers K - 1st
Students count, record, and calculate money. They save, as well as to explain the value of jobs and working hard.
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Lesson Plan
Curated OER

Kermit the Hermit

For Teachers 1st - 4th
Students consider money management. In this personal finances lesson, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and earning interest.
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Lesson Plan
Curated OER

Take It To the Bank

For Teachers 3rd - 4th
Examine how the economics of a school store relate to real world economics. Elementary students explore various websites, complete a Venn diagram, create a schedule of wages for the students, read the book "A Chair For My Mother" and...
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Lesson Plan
Curated OER

Savings and Consumption

For Teachers 9th - Higher Ed
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget according to a...
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Middle School

For Teachers 6th - 8th Standards
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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Lesson Plan
Curated OER

The Leaves in October

For Teachers 3rd - 5th
Students determine whether or not to save or spend and defend a decision.  For this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share profits...
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Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 1st - 3rd
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Lesson Plan
Curated OER

A Gift for Mama

For Teachers 5th - 7th
Students read a novel about savings and complete activities to define short and long term saving goals. For this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...
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Lesson Plan
Curated OER

Money for Food

For Teachers 4th - 5th
Students identify low cost, nutritious foods from each of the food groups. In this low cost nutrition lesson, students use the handout "Saving Money on Foods from MyPyramid" and work in groups to study grocery store ads to find foods in...
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Lesson Plan
Curated OER

Making Choices

For Teachers 2nd
Second graders explore financial decision making. In this introductory economics lesson plan, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices based on...
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Lesson Plan
Curated OER

Labor, Choice, and Sales Tax

For Teachers 3rd - 4th
Students consider the idea of earning and spending money. In this money management lesson plan, students discuss the concept of saving and spending money through the reading of a story and by completing several activities that involve...
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Lesson Plan
Curated OER

Penny Panda's Sticker Store

For Teachers 2nd
Second graders practice counting money using nickels, dimes, and quarters. They review the value of nickels, dimes and quarters. They explore Penny Panda's Sticker Store, and talk a little about what the object of the activity is (save...
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Lesson Plan
Curated OER

Money Smart Choices

For Teachers 9th - 12th
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
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Lesson Plan
Curated OER

The Great Cookie Company

For Teachers 4th
Fourth graders implement real life application of money, problem solving, economics, and consumer awareness.  In this three week economics unit, 4th graders operate a business, write checks, balance accounts, and market their product. 
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Lesson Plan
Curated OER

How do You Stack Up? Revisited

For Teachers 5th - 8th
Students estimate the thickness of coins. For this stack up lesson, students stack pennies, nickels, dimes and quarters. They calculate and record the thickness of each coin. Students stack coins and estimate the height of the stack.
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Lesson Plan
Curated OER

What's on Sale?

For Teachers 3rd - 5th
Students explore sale items.  In this money and percent math lesson, students work in groups to locate food ads in the newspaper.  Students identify sales and calculate final prices using percentage discounts.  Students complete a math...
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Lesson Plan
Curated OER

Lemonade Stand: Making Money the Old-Fashioned Way

For Teachers 4th - 5th
Students run their own lemonade stand and are to figure out what to sell the lemonade at to gain the maximum profit.
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Lesson Plan
Learning to Give

Five Thousand Dollars!

For Teachers 9th - 12th
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
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Lesson Plan
Federal Reserve Bank

Saturday Sancocho

For Teachers 2nd - 5th
What does stew have to do with bartering? Learners will find out how by reading the story Saturday Sancocho, discussing the text, participating in a bartering activity in class (once with goods only and once with money), and discussing...
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Lesson Plan
Curated OER

Using Credit: Not for a Billion Gazillion Dollars

For Teachers 5th
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
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Lesson Plan
Curated OER

How Do We Spend, Save, and Donate?: Penny Drive

For Teachers 6th - 8th
Students explore the power of money. In this philanthropy lesson, students investigate how money is used in society. Students record data regarding money patterns on graphic organizers.

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